Divvy Expert Review, Pricing, Alternatives - 2022

Phil Strazzulla
HR Tech Expert, Harvard MBA, Finance and Software Nerd
May 16, 2022
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Divvy Versus the competition

Divvy is very user-friendly and quick to use; it only takes minutes to apply for a credit line. Not only that, but you can apply for as many physical and virtual cards as you need.

If you're ready to get a Divvy demo, we suggest getting in touch for a look at the product and quote. Otherwise, read on!


Divvy Review

Divvy is a mobile-enabled spend management solution that gives your credit, and helps you track and control how it is spent. With Divvy, you can choose to have physical credit cards, or go virtual for extra protection from fraud and overspending. The platform also helps you manage reimbursements, build credit and earn rewards as you spend.

Who shouldn't buy Divvy

Divvy is only available to companies that use a U.S. bank account and have a U.S. EIN. International companies may sign up if at least one owner (25% ownership or more) is a US citizen or resident.

Divvy Customers

Nice InContact, Noom, Cuts, Route, Qualtrics

Divvy: Comprehensive spend management solution

Divvy Stats

Divvy Key Features

  • Business credit
  • Spend management
  • Expense management
  • AP automation
  • Virtual cards
  • Reimbursements
  • Rewards
  • Credit builder
  • Payments services
  • Mobile app

Divvy Key Integrations

Divvy currently integrates with Intuit Quickbooks Online and Oracle NetSuite. Their team is also working on adding integration options with Intuit Quickbooks Desktop and Xero.

Divvy Pricing

Divvy is free. They don't have contracts or hidden fees. Every time you spend money with a Divvy credit card, the merchant pays a fee to Visa and the issuing bank - that fee is shared with Divvy.

Motivosity Recognize
Motivosity Recognize
Motivosity Lead
Motivosity Listen
$5 per person per month
$6.50 per person per month
$2 per person per month

Divvy Implementation

To get started with Divvy, simply head to their website and click the SIGN UP button at the top right corner. This will take you to a credit application page where you can enter your email and company info. Once the application is complete with the authorized signature, Divvy will perform a soft inquiry of your company and the authorized signer's credit to determine the best credit limit for you. Your Divvy account will be created after your company is approved for credit.

Divvy Customer Success

Divvy has a help center that's well stocked with self-service articles and guides. If further support is needed, customers can reach out to Divvy's support team via phone or email.

About Divvy

As a next step you can visit the Divvy website or read about alternatives below

As a next step you can visit the Divvy website or read about alternatives below

Divvy Alternatives

Expensify is an awesome choice for individuals or sole proprietors needing an inexpensive solution to expense management.
Fyle's expense tracking software is AI-powered, completely automatized, and full of real-time analytics, actionable insights, and audit-ready reports.
Abacus uses AI to understand your company's spending behavior in order to streamline expense management processes.
Quickbooks is one of the best known names in accounting software. Their expense tracking solution is a great fit for small companies.
Certify's value is centered around customer happiness, meaning that their intuitive tech is backed by great customer support.
SAP Concur integrates with numerous third-party solutions, meaning it'll fit snugly into any tech stack.
Rydoo makes expense management easy with a mobile first approach aimed towards forecasting and analysis. It saves up time for employees and the finance team alike while ensuring compliance in multiple countries.
Sage Intacct is a leading financial management software with strong expense management abilities.
TripActions is a go-to software by much of the Fortune 500 for travel expenses.
Listed in our research about the Top Expense Tracking Software
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