Divvy Expert Review, Pricing, Alternatives - 2022
Divvy is very user-friendly and quick to use; it only takes minutes to apply for a credit line. Not only that, but you can apply for as many physical and virtual cards as you need.
Divvy is a mobile-enabled spend management solution that gives your credit, and helps you track and control how it is spent. With Divvy, you can choose to have physical credit cards, or go virtual for extra protection from fraud and overspending. The platform also helps you manage reimbursements, build credit and earn rewards as you spend.
Divvy is only available to companies that use a U.S. bank account and have a U.S. EIN. International companies may sign up if at least one owner (25% ownership or more) is a US citizen or resident.
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- Business credit
- Spend management
- Expense management
- AP automation
- Virtual cards
- Credit builder
- Payments services
- Mobile app
Divvy currently integrates with Intuit Quickbooks Online and Oracle NetSuite. Their team is also working on adding integration options with Intuit Quickbooks Desktop and Xero.
Divvy is free. They don't have contracts or hidden fees. Every time you spend money with a Divvy credit card, the merchant pays a fee to Visa and the issuing bank - that fee is shared with Divvy.
To get started with Divvy, simply head to their website and click the SIGN UP button at the top right corner. This will take you to a credit application page where you can enter your email and company info. Once the application is complete with the authorized signature, Divvy will perform a soft inquiry of your company and the authorized signer's credit to determine the best credit limit for you. Your Divvy account will be created after your company is approved for credit.
Divvy has a help center that's well stocked with self-service articles and guides. If further support is needed, customers can reach out to Divvy's support team via phone or email.