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Top Benefits Administration Software

11 Best Benefits Administration Systems (2024)

The best benefits administration systems, hand-picked and field-tested by SelectSoftware Reviews' HR tech experts. See info on pricing, features, integrations, and more below.

Phil Strazzulla
Written by
Phil Strazzulla
HR Tech Expert, Harvard MBA, Software Enthusiast
Contributing Experts
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Last Updated: Mar 28, 2024
TOP
401K provider for SMBs
ForUsAll
4.8
Popularity Score
4.6
User Score
4.9
Product  Score
Visit Website
TOP
401K provider for SMBs
ForUsAll
4.8
Popularity Score
4.6
User Score
4.9
Product  Score
Learn More
TOP
Payroll and benefits administration platform for global teams
Deel
4.4
Popularity Score
4.6
User Score
4.5
Product  Score
Visit Website
TOP
Payroll and benefits administration platform for global teams
Deel
4.4
Popularity Score
4.6
User Score
4.5
Product  Score
Learn More
TOP
Affordable payroll, HR, and benefits admin
OnPay
4.3
Popularity Score
4.8
User Score
4.7
Product  Score
Visit Website
TOP
Affordable payroll, HR, and benefits admin
OnPay
4.3
Popularity Score
4.8
User Score
4.7
Product  Score
Learn More
TOP
Top freelance management platform with solid project management tools
Worksuite
4.0
Popularity Score
4.6
User Score
4.3
Product  Score
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TOP
Top freelance management platform with solid project management tools
Worksuite
4.0
Popularity Score
4.6
User Score
4.3
Product  Score
Learn More
TOP
Enterprise-grade project management tool with powerful automation
Wrike
4.7
Popularity Score
4.2
User Score
4.6
Product  Score
Visit Website
TOP
Enterprise-grade project management tool with powerful automation
Wrike
4.7
Popularity Score
4.2
User Score
4.6
Product  Score
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TOP
Best for distributed teams
Deel
4.4
Popularity Score
4.6
User Score
4.5
Product  Score
Visit Website
TOP
Best for distributed teams
Deel
4.4
Popularity Score
4.6
User Score
4.5
Product  Score
Learn More

Top Benefits Administration Software

RemoteBenefits administration for remote teams
Papaya GlobalBenefit management for global teams
BennieFree tool for finding and managing great benefits
NamelyGreat for Midsized businesses looking for a full HR suite
Maxwell HealthGreat for companies that want Sun Life insurance
RipplingSpend management tool in HRIS

Gusto

: HRIS system with payroll and benefits

TOP
401K provider for SMBs
ForUsAll
4.8
Popularity Score
4.6
User Score
4.9
Product  Score
Visit Website
TOP
401K provider for SMBs
ForUsAll
4.8
Popularity Score
4.6
User Score
4.9
Product  Score
Learn More
TOP
Payroll and benefits administration platform for global teams
Deel
4.4
Popularity Score
4.6
User Score
4.5
Product  Score
Visit Website
TOP
Payroll and benefits administration platform for global teams
Deel
4.4
Popularity Score
4.6
User Score
4.5
Product  Score
Learn More
TOP
Affordable payroll, HR, and benefits admin
OnPay
4.3
Popularity Score
4.8
User Score
4.7
Product  Score
Visit Website
TOP
Affordable payroll, HR, and benefits admin
OnPay
4.3
Popularity Score
4.8
User Score
4.7
Product  Score
Learn More
Over 3 million HR leaders trust our advice

Introduction to Benefits Administration Systems

As a benefits leader, you have the rewarding job of making your company a great place to work. After all, employee benefits packages and other perks can help you attract top talent, retain current employees, and build a culture that aligns with your values. 

The downside, of course, is all the administrative work that benefit plans and benefits enrollment creates for you. Fortunately, benefits administration software can help you automate your benefits management, improve efficiency, and streamline open enrollment — all while staying compliant.

Benefits administration software serves as a one-stop-shop for all your employee benefits. With everything centralized, the setup and management is easier for you and open enrollment is easier for your employees. 

The result? Employees make smarter, more informed decisions about their benefits, and you have less administrative work to manage. To help you find the right benefits management software, we put together the following guide with top software platforms, features to look out for, common mistakes to consider, pricing, and more.

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Our Criteria: Here's How We Chose The Top Benefits Administration Software

We assessed dozens of benefits administration software platforms with special consideration given to the three most critical functions performed by this type of tool: integration/configuration, self-service for employees, and compliance.

We used our HR industry experience to refine the scope of our research and applied our multi-dimensional assessment process to test each contender for these quality standards.

  • Integration and Configuration: First-class benefits administration software integrates smoothly with each customer’s tech stack.To test for this, our team compared the quality and quantity of integration partners against a list of common business ops tools.

Our HR tech experts also determined the most important workflow automations, and we audited each product for the ease with which a user could configure these features.

  • Self-Service for Employees: Self-service features reduce the burden of data entry on your HR team, improve the accuracy of employee information, and support employee empowerment. Our expert researchers performed simulations using each tool as if they were an employee and graded each platform's performance on the ease with which they could enter and change information across different data types.
  • Compliance: Legal compliance is imperative, so we scrutinized the fine print, checking for each company’s capacity to keep customers complaint. We considered the product's state-by-state adaptability, as well as its capacity to handle multi-national organizations.

We’re data nerds and love a good dashboard, so we also checked for each tool’s reporting and analytics capacity. To learn more about how we approach our work from the granular to the gigantic, read this article on how we assess HR tech vendors.

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Compare the Top Benefits Administration Software

Popularity Score
Best for
Key Differentiator
Pricing
Free Trial
Customers
Users Score
Product Score
4.8
Cost-conscious SMBs starting to scale
Highly customizable and built to scale
Starts at $120/mo
Get pricing info
No
Not disclosed
4.6
4.9
4.4
Multinational companies focused on compliance
Offers financial products beyond what's required
Pricing: Starts at $19/mo
Get pricing info
No
37,000+ companies
4.6
4.5
4.3
Small teams on a tight budget
Special services like tip calculations and separate tax filing
Starts at $46/mo
Get pricing info
Yes
Undisclosed
4.8
4.7
Phil Strazzulla
HR Tech Expert, Harvard MBA, Software Enthusiast

Need Help? Get Custom Recommendations for Top Benefits Administration Software

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Detailed Reviews of the Best Benefits Administration Systems

ForUsAll

Visit Website
ForUsAll
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Popularity Score
4.8 / 5
User Score
4.6 / 5
Product Score
4.9 / 5

Why we picked ForUsAll

ForUsAll is a great choice for small and medium-sized businesses (SMBs) because it is very quick to set up and quite affordable.

PROS

CONS

ForUsAll Review

ForUsAll is a cloud-based 401(k) administration platform for small and medium-sized businesses. Acting as both your 3(38) and 3(16) fiduciary, ForUsAll ensures you stay compliant while automating manual tasks such as contributions, 401(k) loans, eligibility tracking, hardships, and notifications. You can integrate ForUsAll with most cloud-based payroll systems for an automatic synchronization of your data. Payroll integration also allows it to automatically update deferrals, notify new participants when they become eligible, and more.

ForUsAll Customers

CMC Properties, Lever, Arbor Lodging, Smart Biz, Bolt Threads

ForUsAll Pricing

ForUsAll costs as follows: 

  • For the employer: Employers using ForUsAll pay a base monthly fee of $120 with an addition of $6 per participant per month.
  • For employees: Employees pay 0.50% of assets under management annually.

How has ForUsAll Changed Over Time?

Best For

ForUsAll in action
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Deel

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Deel
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Popularity Score
4.4 / 5
User Score
4.6 / 5
Product Score
4.5 / 5

Why we picked Deel

Deel localizes your offerings in accordance with local guidelines so that you can stay compliant with your global workforce.

PROS

  • 24/7 in-app support and an impressively fast onboarding speed of 2-3 days.
  • Access to local payroll experts in various jurisdictions, and support is available for contractors navigating the process of setting themselves up as an LLC.
  • Self-service approach with tech-enabled features helps workers swiftly adopt the tool.
  • Worker identity verification is reported to take less than 24 hours on average, and sometimes mere minutes.
  • Offers APIs as well as over 100 native HR software integrations.
  • Automated invoices (English language only).
  • Excellent 24/7 customer service with fast onboarding (2-3 days) and local payroll experts in each jurisdiction.
  • Seamless integration with platforms like QuickBooks, BambooHR, and Greenhouse, plus custom integration options.
  • User-friendly, self-service features enable quick setup; identity verification often takes under 24 hours.
  • Automated invoices simplify payments, provided they're in English.

CONS

  • Some of Deel’s best features, like onboarding automation, are add-ons, which can be cost-prohibitive.
  • Modifying contracts or service agreements with Deel is difficult and often requires addendums for any changes.
  • Each payout comes with a $5 fee.
  • Invoicing feature is limited to generating invoices in English, with no option for other languages.
  • Key features like onboarding automation are add-ons, which may increase costs.
  • Limited flexibility in modifying contracts or service agreements; changes often require an addendum.
  • Invoices cannot be generated in languages other than English.

Deel Review

If your benefits-management needs feel complex due to the presence of team members in different geographies, Deel is worth looking into.

Deel benefit administration tool

Deel can help with hiring and providing benefits and perks for people in various geographies. The benefits themselves would vary depending on the region. Still, you’d streamline their management through the same platform you’d use for payroll, contracts, timesheets, invoicing, and even some core HR functions.

As to the specific benefits offered, the best way to vet them is to go to their benefits tool on their website. You select a country and the type of benefits, and they present what they can provide.

For example, if you want to hire in Canada, you can choose Statutory and/or Common benefits. These include employment and worker compensation insurance, transportation and electronic coverage, and certifications.

Deel Customers

35,000+ companies, including Andela, Brex, and Makerpad.

Deel Pricing

Deel offers various payroll and benefits solutions:

  • Contractor: $49/month for onboarding, compliance, and payments for contractors.
  • EOR: $499/month enables hiring employees in foreign countries without a legal entity.
  • Payroll: $29/employee/month for all-in-one international payroll management.
  • US Payroll: $19/employee/month for US payroll services.
  • US PEO: $89/employee/month for end-to-end HR solution including payroll, benefits, and compliance.
  • Immigration: Customized pricing.

How has Deel Changed Over Time?

As a new product, Deel has changed a lot since its inception. Its newest offering, DeelHR, allows companies to complete most of their HR operations tasks in Deel.

Best For

Deel is a good bet for those businesses that want to provide benefits on top of payroll for an overseas workforce, whether it’s through an EOR arrangement or for their contractors. It’s worth noting that they have a way for you to offer interesting perks apart from the law-required benefits.

Deel in action
Reviewer's Rating
8/10

Deel serves as our HRIS system for all personnel outside the US, including contractors and employees through EOR in countries like Armenia, Georgia, Kazakhstan, Mexico, and the Netherlands. We use it for payroll processing, employee tracking, managing time off, and ensuring legal compliance in each country. Compliance is crucial, as Deel helps ensure we adhere to local employment laws. Additionally, it manages expenses and other HR processes for our non-US employees.

What do you like about this tool?

Deel simplifies the hiring process, particularly for contractors, making it incredibly user-friendly. The compliance features are invaluable, keeping us informed of legal changes across different countries. Moreover, the platform itself is straightforward and easy to navigate.

Why did your organization buy this tool, and how long have you used it for?

Our organization needed a system that would enable us to quickly hire contractors in Europe while scaling with our growth. Deel was chosen for its clarity, ease of setup, and cost-effectiveness. Initially, it was used for managing our European contractors, but as we transitioned from contractors to full-time employees, Deel's capacity to handle EOR and contractors across multiple countries proved ideal. We have been using Deel for just over a year, starting with contractors and recently expanding to include EOR services for our European employees.

What do you dislike about this tool?

Navigating the platform can sometimes be confusing when trying to locate specific features. Currently, Deel does not support adding US employees, necessitating separate HRIS systems for our US and international staff. Additionally, we occasionally encounter unexpected fees.

How is this tool different than their competitors?

Deel offers a more affordable solution compared to its competitors, although it's important to consider potential hidden fees. While the platform's overall look and functionality are similar to others in the market, the differences are relatively minor.

What Instructions should people think about when buying this type of tool?

When considering a tool like Deel, evaluate your hiring needs outside the US. Inquire about all potential costs, including benefits and administrative fees. Also, plan strategically for the countries you intend to hire in, as adding multiple countries can complicate the process.

How has this tool changed or evolved over time to meet users needs?

Deel is actively developing new features aimed at becoming a comprehensive solution for US-based employers managing international hires. This ongoing evolution is geared towards creating a single platform that can accommodate a variety of HR needs.

What specific type of user or organization is this tool very good for?

Deel is exceptionally well-suited for SMBs to small enterprise businesses that need an efficient platform for managing contractors. It offers simplicity and ease of use that is ideal for businesses at this scale.

What specific type of user or organization would this tool not be a good fit for?

Larger companies may find Deel lacking in features necessary to manage a large employee population effectively, making it less suitable for bigger enterprises.

OnPay

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OnPay
Learn More
Popularity Score
4.3 / 5
User Score
4.8 / 5
Product Score
4.7 / 5

Why we picked OnPay

OnPay ensures compliance and takes no upfront payment for its benefits administration software. When you decide to use it, you'll be connected with their team of licensed brokers so that your employees can get their favorite benefits from the best companies.

PROS

  • Transparent pricing is among the most budget-friendly in the industry.
  • Offers a one-month free trial.
  • The plan combines payroll, benefits, and HR tools.
  • Supports several pay types: regular hours, salary, overtime, and bonus. You can also create your own.
  • Ability to act as an insurance broker to help businesses find medical, vision, and dental insurance in 50 states.
  • Special payroll services for certain industries like restaurants, farms and agricultures, churches and clergy, and nonprofits.
  • Free tax form handling for W-2 employees and 1099 contractors.
  • Some HR services included within the plan at no additional cost.
  • 30-day free trial available (starts after OnPay verification).
  • Well-developed online help resources.

CONS

  • Incompetent mobile app with poor ratings (2.1/5) from iOS users.
  • Limited integrations.
  • Takes two to four days for direct deposit. No faster direct deposit option is available.
  • Lacks advanced HR features like employee surveys and performance reviews.
  • Poor functioned employee mobile app.
  • Requires payment four days before payday for direct deposit.
  • Doesn’t support automatic payroll.
  • Customer support sometimes hard to reach.

OnPay Review

We recommended OnPay because, besides being a solid cloud-based payroll software solution, it also offers features for HR management and benefits administration at an affordable, transparent monthly price. For businesses in certain industries like restaurants and agriculture, the platform also provides special payroll services (tip calculations, separate tax filings, etc.) without charging additional fees.

OnPay partners with several low-cost benefits administration providers so that you can choose several health insurances and 401(k) retirement plans for your employees. While we found that OnPay’s integration is quite limited compared to its rival Gusto, its feature-rich HR tools are offered without requiring users to upgrade their plans or pay more, making the platform a more cost-effective option for several startups and small businesses.

OnPay Customers

OnPay Pricing

  • OnPay charges a base fee of $40 plus $6 per employee per month.
  • Setup and migration of employee data are free of charge.
  • You can use the price calculator on their website to see exactly how much it’ll run you for your team size.
  • One-month free trial is available on the website.

How has OnPay Changed Over Time?

Best For

Businesses looking for an affordable software tool that can carry HR, payroll, and benefits in one place. Its special payroll offerings also make the software a better bet for businesses in industries like restaurants, farms and agricultures, churches and clergy, as well as nonprofits.

OnPay in action
Reviewer's Rating
9/10

We use Onpay for all our payroll needs. We process payroll every two weeks and appreciate that they offer unlimited payroll runs. We manage both contracted and full-time workers, and Onpay makes handling both types simple. Tracking and completing payroll is easy, which has saved us significant time in managing payroll tasks. It has freed up a lot of time on our backend for more efficient time management.

What do you like about this tool?

The process of adding a new employee to the payroll system is straightforward and efficient. The system alerts are manageable and provide proactive notifications of any potential issues before payroll is finalized. Additionally, tax documents and year-end statements are mailed automatically without any extra fees, making it a hassle-free service.

Why did your organization buy this tool, and how long have you used it for?

We decided to switch to Onpay because it had a strong reputation. During our research, many recommendations pointed toward this system. Once we began learning it, we found it very easy to use. We appreciated that it offered a comprehensive package for all our payroll needs. A bonus was that it’s a cloud-based program with lifetime access, which is crucial for HR as we often need to access past records. Onpay is affordable and overall very user-friendly.

What do you dislike about this tool?

The manual check process can be time-consuming for companies that issue a lot of manual checks. Setting up 401(k) deductions can be confusing if there are unusual requests. Payroll education and support for new employees could be improved with better FAQs or online tutorials.

How is this tool different than their competitors?

Onpay is very easy to navigate, and the cloud-based functionality adds extra convenience and security. I prefer cloud-based services as they offer better protection, especially in case of risks to your HRIS systems or databases.

What Instructions should people think about when buying this type of tool?

Consider how many paychecks are processed each month and the total number of employees. Are your current processes streamlined, and how complex are your payroll deductions? It's also important to review how many errors typically occur during payroll runs and whether the tool can minimize those.

How has this tool changed or evolved over time to meet users needs?

Onpay listens to user suggestions and continuously adapts to improve over time.

What specific type of user or organization is this tool very good for?

Onpay is ideal for medium-sized organizations with fewer than 1,000 employees.

What specific type of user or organization would this tool not be a good fit for?

Onpay may not be suitable for large organizations with many different paycheck types and pay periods.

Gusto

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Gusto
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Popularity Score
4 / 5
User Score
4 / 5
Product Score
4.1 / 5

Why we picked Gusto

Gusto provides full-service payroll services with benefits and HR. The software takes care of the administration and deductions by syncing them with payroll and makes things easier for you and your employees with its built-in employee self-service.

PROS

  • Gusto has an eye-catching UI and is compatible with several devices.
  • Automatic payroll deductions for easier benefits administration.
  • The dashboard feature keeps tabs on compliance tasks.
  • The hiring and onboarding sequence is nicely streamlined between HR and the new hire
  • Post-offer, pre-start tasks are made easy with integrations like CorpNet and Checkr.
  • Easy payroll for U.S.-based W-2 folks, domestic and international contractors.
  • Phone support, email, and other customer service resources.
  • Licensed benefits advisors for all plan users.
  • The business model is responsive to customer needs.
  • Transparent pricing structure. Doesn’t require long-term contracts.
  • Free account setup.
  • Ability to create onboarding checklists, send offer letters, collect signatures, and store all onboarding documents online.
  • The dashboard feature keeps tabs on compliance tasks
  • The hiring and onboarding sequence is nicely streamlined between HR and the new hire
  • Post-offer, pre-start tasks are made easy with integrations like CorpNet (state tax set up) Checkr (background checks)
  • Easy payroll for U.S.-based W-2 folks, domestic, and international contractors
  • Person-to-person phone support, email, and other customer service resources
  • The business model is responsive to customer needs

CONS

  • Gusto facilitates payments for international contractors but not for employees.
  • There is no built-in accounting feature, so the management of earnings and expenses can’t happen in one place.
  • Analytics dashboard capabilities are underwhelming
  • Simple plan users do not have access to native time tracking, necessitating third-party integrations.
  • Users of the Simple plan cannot access federal and state compliance alerts – they are not even available as add-ons.
  • Plus plan users have access to compliance alerts, but they must be added on.
  • No free trial or free version
  • Gusto can support payments for international contractors, but not employees
  • No native accounting feature to keep earning and spending under the same roof
  • Analytics dashboard is simplistic

Gusto Review

We have had a positive experience with Gusto's benefits administration features. The software seamlessly integrates payroll and benefits administration, simplifying the process with automatic deductions and syncing capabilities. The built-in employee self-service functionality is also a nice touch that makes it easy for employers and employees to manage benefits and access relevant information.

Gusto's user interface is visually appealing. Being browser-based lets it provide a smooth user experience across multiple devices. Additionally, Gusto provides licensed benefits advisors to assist and guide users in optimizing their benefit plans.

We appreciate Gusto's customer-centric approach, as they remain responsive to customer needs and continuously improve their services based on feedback. Their transparent pricing structure and flexibility without long-term contracts add to the appeal. Moreover, Gusto offers free account setup, making it convenient for businesses to get started.

The availability of person-to-person phone support, email assistance, and other customer service resources reflects Gusto's commitment to providing excellent support. However, it's worth noting that some features, such as federal and state compliance alerts and integrating existing broker and health insurance plans, are only available in the Premium plan or as add-ons for the Plus plan. Simple plan users may need to consider third-party integrations for certain functionalities like time tracking.

While it doesn't offer a free trial, Gusto's consistent focus on core functionalities sets it apart from other platforms that often get sidetracked by unnecessary features.

Gusto Customers

Gusto powers HR and benefits management for over 400,000 businesses across the U.S.

Gusto Pricing

Gusto’s benefits management tools are part of its HR software packages, with pricing starting at $49 per month plus $6 per employee. Premium plans cost more but unlock expanded HR features, including access to certified HR experts and advanced benefits administration tools.

How has Gusto Changed Over Time?

Best For

Even budget-strapped startups can afford Gusto’s basic plan. For companies with some bank capital to invest in human capital, the top-tier Premium plan is a great choice, especially if they have an HR department of one person.

Gusto in action
Reviewer's Rating
10/10

Every two weeks, I use Gusto to run our payroll for our employees. I also use Gusto to onboard new employees. We also use Gusto to manage pay for our contractors. At the end of the year, Gusto makes it easy for us by processing our W-2 forms and 1099 forms. It's been great to have Gusto as a place where everything related to our employees' wages and benefits can be found in one spot.

What do you like about this tool?

The interface is extremely intuitive and easy to use. Everything for our employee pay and benefits is all in one place, so when a new employee joins, they can enroll in everything at once. Our employees have access to Gusto also, so if they need to make any updates to their information, it's easy for them to self-serve.

Why did your organization buy this tool, and how long have you used it for?

We've been using Gusto since 2021. We purchased Gusto because as a small start-up, we needed to have a full-service payroll provider that was intuitive to use and could also provide us with other services, such as 401K administration, worker's comp, and more. It was helpful for us to also have a service where they could alert us on any state-by-state requirements with regard to payroll and insurance, as we do have employees across many different states. I also really appreciate that Gusto helps to file all taxes related to payroll.

What do you dislike about this tool?

Some of the benefits via Gusto are administered via third parties (eg, worker's compensation, 401k), which means that for any detailed changes that we need to make, we have to work through a different point of contact. I wish that Gusto could help handle all of that for us. Also, Gusto doesn't have a customer service phone number that you can easily call, so if you need help, it is more cumbersome.

How is this tool different than their competitors?

The user interface is significantly more user-friendly than other payroll providers like ADP.

What Instructions should people think about when buying this type of tool?

You should consider if your payroll provider can help do payroll for other states or countries. You should also consider whether you want your payroll provider to help assist with other benefits. Also, consider how important high quality and speedy customer service is for you.

How has this tool changed or evolved over time to meet users needs?

I've noticed that Gusto now offers assistance in registering with states, which is helpful for remote or distributed teams.

What specific type of user or organization is this tool very good for?

It's great for start-ups who may not have an HR team to figure out benefits administration.

What specific type of user or organization would this tool not be a good fit for?

Larger organizations that are growing quickly may find Gusto expensive. Also, small organizations who are hoping to opt into a large group healthcare plan won't be able to get that facilitated via Gusto.

Remote

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Remote
Learn More
Popularity Score
4.2 / 5
User Score
4.6 / 5
Product Score
4.5 / 5

Why we picked Remote

While Remote is mainly known for their global payroll product, teams interested in options for benefits administration for internationally distributed teams should pay attention! That is because, unlike many vendors, Remote owns local entities in the countries in which they operate. This means, in very general terms, that its customers can offer their employees a more straightforward, more “local” experience regarding payroll and benefits.

PROS

  • Remote provides flat rates, so you can easily compare its pricing with other vendors. The platform doesn’t add a markup on any benefits premiums.
  • Self-service options for employees.
  • Local specialists provide 24/7 support.
  • Benefits plans are locally curated. Health, dental, vision, life, mental health support, and disability are all covered, as is pension/401(k).
  • Helpful resources are available on their site, offering tips for specific to geographic regions.
  • Equity-based compensation is available.
  • Fast and compliant payroll in 170+ countries.
  • Live chat support with local payroll experts.
  • Flexible, localized benefit packages.
  • Flat-rate pricing structure, no deposits or hidden fees.
  • Mobile app streamlines expense reimbursement with autofill from receipt photos.

CONS

  • Some employers reported a steep learning curve in learning to navigate the software.
  • No off-cycle pay runs are available at the moment.
  • Though the current live chat and email support have been great, there is no phone support users can reach out to.
  • Remote offers limited integration options, yet you can access its custom API for free.
  • Doesn’t have a free trial.
  • Redundant for organizations solely recruiting within the U.S.
  • Help center documentation isn’t easiest to understand.

Remote Review

Remote lets you offer customized benefits packages to fit each country where you have employees. The platform enables compliance by providing country-specific benefits and perks that adhere to local laws. We like that Remote is one of just a few vendors that own local legal entities in countries that the platform services. Since it has no intermediaries, it can offer more flexibility and speed.

Though they were a bit hard to locate in their respective app stores, both the Android and iOS apps are in good shape – they are easy to use and equipped with essential features.

Remote Customers

Arduino, GitLab, Paystack, Loom, cargo.one, Secureframe, Phaidra.

Remote Pricing

  • Contractor Management plan:  $29/contractor/mo
  • Employer of Record plan: $599/employee/mo (when paid annually)
  • Global Payroll and Remote Enterprise plans: Customized pricing – contact Remote for details
  • Startup and nonprofit discount: Eligible startups and nonprofits can get 15% off EOR and Contractor Management services for 12 months.
  • Refugee discount: Up to 10 employees free when hiring refugees

How has Remote Changed Over Time?

Best For

Remote is a robust solution for startups and distributed teams to provide their employees and contractors with country-specific benefits and easy onboarding and payroll.

Remote in action
Reviewer's Rating
9/10
  • I used Remote on a monthly basis for contract management when onboarding new contractors by inserting job-specific information, which Remote then used to draft contracts in compliance with relevant employment laws and taxes, mainly in the Philippines and the US. 
  • For payroll management, I set up profiles for new contractors, prompting them to submit banking details. Invoices were uploaded monthly for payment, with notifications received for review and authorization. 
  • The finance department loaded funds into the system, and Remote handled currency conversion and payment release to the contractors.
What do you like about this tool?
  •  Remote drafts contracts to ensure compliance with employment laws in countries such as the Philippines and Portugal.
  • The system's navigation is easy and seamless, saving time.
  • Notifications update HR and line managers for approval once invoices are submitted, ensuring timely contractor payments.
  • The reporting tool allows for the review of previous invoices and payments made to contractors.
Why did your organization buy this tool, and how long have you used it for?

My previous employer, Competitive Capabilities International, already had this tool in place when I joined, and I used the system for six months while employed there. The previous payroll processing system, SAGE VIP, was not as effective as the Remote platform for contractor payments. Remote also streamlined the drafting of contracts, ensuring compliance with employment laws without the need for legal counsel, which was time-consuming. This tool addressed the pain points of inefficiency and compliance, providing a more robust and automated solution for managing contractor payments and contracts.

What do you dislike about this tool?
  • The limited usage of the tool makes it difficult to comment on any significant cons.
  • I was satisfied with the required functions of the Remote system.
  • There were no notable issues during my use of the tool.
How is this tool different than their competitors?

I haven’t worked with a similar system for contractors before using Remote, but I was quite impressed with its functionality and ease of use.

What Instructions should people think about when buying this type of tool?
  • Usability and training: The system should be easy to use and navigate. I grasped the Remote system in a day.
  • Compliance: Ensuring the tool adheres to employment laws and best practices is crucial to avoid fines.
  • Security: The system should have multi-factor authentication to protect user data.
  • Cost-effectiveness: Remote is more cost-effective than employing an individual for these services, allowing focus on more critical tasks instead of manual admin work.
How has this tool changed or evolved over time to meet users needs?

The functionality and usage remained the same for me during my six-month period of use.

What specific type of user or organization is this tool very good for?

Remote is ideal for organizations with a remote workforce employed globally. It provides peace of mind by ensuring payroll and contracting compliance with each country's specific legislation. It benefits HR from contracting, onboarding, and payroll perspectives, and may also benefit finance departments depending on who handles payments.

What specific type of user or organization would this tool not be a good fit for?

Organizations with full-time, in-office staff or companies that do not have remote staff in different locations or countries would not benefit from this tool.

Papaya Global

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Papaya Global
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Popularity Score
4.3 / 5
User Score
4.5 / 5
Product Score
4.4 / 5

Why we picked Papaya Global

Papaya Global lets you manage payroll and provide benefits for your employees and contractors, wherever they are. They operate in 160+ countries, most of them through their EOR model. Their benefits offering has evolved notably with time, encompassing telehealth services and other forms of holistic wellbeing.

PROS

  • Employees get a personalized physical and mental health plan tailored to their location. They can then access these services through the web and mobile versions of the platform.
  • Papaya ensures prompt payouts within 72 hours across 160+ countries through the platform.
  • Transparent pricing with a 60-day money-back guarantee.
  • Dedicated customer success managers in your time zone for localized assistance.
  • The starter monthly fee is reduced to $12 per employee for full-service payroll.

  • Papaya Global packs the EOR services you need to do global payroll and employment compliantly in over 160 countries.
  • Automated payments in over 100 currencies, 80 of them directly to the worker's bank account through its global banking partners.
  • Dedicated customer support providing locations-specific knowledge regarding employment and payroll.
  • End-to-end payroll guaranteed payouts in 72 hours.
  • Offers four standalone solutions: data and insights, supplemental benefits & immigration support, payment services, and employee data management, making the platform more affordable and scalable.

CONS

  • Lacks local entities in some of the countries they operate in; no tax penalty guarantee information available.
  • No free trial or plan is offered.
  • Additional fees include setup, onboarding, cycle per employee, year-end fees, and a required deposit.
  • Limited existing integrations, but free use of pre-built APIs and custom API integrations.

  • No free trial or free plan.
  • Doesn’t own entities in all the countries it serves. The platform forms relationships with existing local in-country partners to handle employment in a specific region on the client’s behalf.
  • BI analytics reports and global immigration services cost additional fees.
  • Charges extra fees for setup, onboarding, employee cycle, and tax filing. Also requires a refundable deposit.
  • Built-in integration options aren’t very robust. However, the platform does offer pre-built APIs, SFTP, and custom API integrations for free.

Papaya Global Review

Paya Global is one of the best platforms for handling international benefits and payroll. With Papaya Global, you offer an overseas employee a similar benefits package (including equity) as if you had an operating entity in their region.

They can do this both through the Employer of Record and Contractor models. Of course, the pricing varies for both cases. It’s also worth mentioning that the global benefits offering is an add-on, starting at $190 per employee per month.

Papaya Global has garnered high praise from both users we've interacted with and our editorial team. Our familiarity with the tool dates back to early 2021, and it immediately impressed us with its transparent pricing, extensive HR capabilities, robust BI analytics, and localized customer support.

The platform serves both employers and employees, offering seamless access to payroll, payments, and workforce analytics. It guarantees automated payments in local currencies, personalized benefit packages, and multilingual pay slips across 160+ countries.

That said, when considering Papaya Global for your global payroll software, remember that it may not have a local entity in the particular service region you need one and, when that is the case, they rely on third-party local partners. Note that while pricing transparency is a strength, additional expenses like setup fees per location, onboarding fees, cycle fees per employee, year-end tax filing fees, and a refundable deposit should be considered.

Papaya Global Customers

Wix, Intel, Johnson & Johnson, Toyota, Deezer, Fiverr, Microsoft

Papaya Global Pricing

  • Full-Service Payroll service: Starts at $12 per employee per month, with flexible options based on operational needs.
  • Payroll Platform License service: Begins at $3 per employee per location for tech upgrades.
  • Data and Insights Platform License service: From $150 per employee per month, offering real-time analytics on payroll costs and headcount.
  • Payments-as-a-Service service: Starting at $3 per employee per month, delivering a dedicated workforce payment platform.
  • Global EOR plan: Ranges from $650 to $1000 per employee per month for comprehensive EOR management.
  • Contractor Management & IC Compliance plan: Tailored services for outsourced contractors, starting at $2 per contractor per month.
  • Global expertise services: Starting at $190 per month per employee, this lets you add the global health plan, immigration support, and global equity for employees.

How has Papaya Global Changed Over Time?

Papaya Global's benefits offering has evolved to focus more on holistic well-being, covering mental health and featuring e-services like telehealth and self-care tracking apps. Their equity management tool now supports a vast spectrum of options, including (NQSOP; ISO; ESOP), Restricted Stock Units, Cryptocurrency, Employee Share Purchase Plans, and even Phantom Stock Plans.

Best For

Papaya Global is a top choice for streamlining global payroll and benefits operations in countries with established entities, especially for businesses with international hires located within Papaya Global’s extensive country coverage.

Papaya Global in action
Reviewer's Rating
8/10

There are several key ways I use Papaya Global. I use it routinely for our hiring and onboarding process, not just for our in-house employees but for contractors as well. I assign roles and permissions for our different departments, including temporary roles for contractors based on need.

This also includes time tracking for our hourly employees and contractors. I use it to monitor local labor laws and manage employee benefits, including handling time-off requests, benefit enrollment, and logging performance reviews.

Every 25th and 10th of the month, I review our workflows, including automated payroll, to ensure pay and time accuracy.

What do you like about this tool?

First, its ability to consolidate payroll and compliance. Second, the ease of use during our onboarding process for both employees and contractors. Third, the ability to manage employee benefits and time-off requests across multiple jurisdictions.

Why did your organization buy this tool, and how long have you used it for?

Our company operates in several jurisdictions, both in the United States and abroad. We needed an HR system that had extensive features but was also easy to use. Its ability to integrate payroll, compliance, and tax management in one place made it simple for our management teams in different jurisdictions to operate efficiently.

As our team consists not only of in-house employees but also contractors, temporary hires, and vendors, the ability for managers to view and manage this diverse group was critical.

Previously, we used a collection of different systems that did not communicate with each other in many of the jurisdictions where we operated. This led us to create our own spreadsheets and send them to a centralized person who would consolidate the data for tracking and reporting purposes.

In the two-plus years we have used Papaya—aside from the initial growing pains of adjusting to the layout—our organization has operated much more smoothly.

What do you dislike about this tool?

The platform has so many features that it can be overwhelming and occasionally clunky. It becomes easier to use over time, and the Papaya Academy is very helpful. The cost is higher than other solutions we have used.

A more subscription-based model that doesn't charge per employee might be better. Customer support can be inconsistent, with varied response times and occasionally unhelpful responses. I recommend that they create a standardized training program for their support staff, especially internationally.

How is this tool different than their competitors?

Compared to other tools where we had to use different products in various locations, Papaya Global is the best at integration, and we no longer need multiple systems. It is number one for a reason.

What Instructions should people think about when buying this type of tool?

First, consider the cost, which can be high for smaller companies.

Second, assess the size of your company and the jurisdictions in which you operate to determine if such a robust solution is necessary. If you're not operating in at least three different countries, this solution may not be right for you.

Third, the software is designed for companies with more complex needs than just running payroll. If you need a solution that combines payroll, HR, tax, and compliance, this is a strong option.

How has this tool changed or evolved over time to meet users needs?

Papaya Global consistently update their solutions and have made improvements to customer support.

What specific type of user or organization is this tool very good for?

Medium to large-sized organizations operating in multiple countries will find Papaya Global useful. It is especially useful for those seeking a single solution for HR and payroll.

What specific type of user or organization would this tool not be a good fit for?

Small organizations or those not operating in multiple countries will not find Papaya Global a good fit.

Bennie

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Bennie
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Popularity Score
4.1 / 5
User Score
4 / 5
Product Score
4.3 / 5

Why we picked Bennie

Designed to make benefits more accessible and less complicated, Bennie is available both as a web and a mobile app. With it, employees can track claims spending, estimate cost of care, find a doctor, access a live concierge team, and more.

PROS

CONS

Bennie Review

Bennie is a hub for your employee benefits information on a mobile-first platform. If employees have any questions about their benefits, they simply go to the app and interact with Ask Bennie, a smart healthcare concierge.

For employers, Bennie skips the typical brokerage experience. Instead, Bennie partners with major regional and national carriers to bring your company more personalized benefits. HR teams have their own backend to manage everything in one place. Customers also get access to strategic benefits and HR technology consulting.

Bennie Customers

  • Schedulicity
  • Superhuman
  • Nabis

Bennie Pricing

The Bennie app is free to use for your company and employees. Bennie shops around for the best plan for your company, and takes a commission from the insurance company you decide on.

How has Bennie Changed Over Time?

Best For

Companies in the 50-500 employee range.

Bennie in action
Reviewer's Rating
7/10

We use Bennie regularly to manage and streamline our employee benefits processes, ensuring that our team has easy access to the information they need. The platform is especially helpful during open enrollment periods, allowing employees to compare options and make informed decisions effortlessly.

The integration with our HRIS system and real-time support features has made it a valuable tool for reducing administrative work. Bennie’s educational resources also help employees better understand their benefit options throughout the year. Overall, it improves the benefits experience for both employees and the HR team.

What do you like about this tool?

The platform makes it simple for employees to navigate benefits options and access important information without confusion. Bennie provides fast and reliable customer service, helping employees and HR teams resolve benefits-related questions efficiently. The clean and well-organized dashboard ensures a smooth user experience, making it easy to find what you need quickly.

Why did your organization buy this tool, and how long have you used it for?

Our organization purchased Bennie to address inefficiencies in managing employee benefits and improve accessibility for our workforce. Before Bennie, navigating benefits enrollment and handling HR inquiries was very time-consuming.

We needed a user-friendly platform that could simplify benefits selection, provide guidance to our employees, and integrate with our existing HR systems. Bennie has significantly streamlined our processes by offering personalized benefits recommendations, cost transparency, and real-time support for employees.

What do you dislike about this tool?

While Bennie offers great features, the pricing can be steep for smaller teams looking to manage costs effectively. Expanding the range of benefits, such as additional wellness perks or financial planning tools, would make the platform even more valuable. Some features could offer more flexibility to tailor the experience to our company’s specific needs.

How is this tool different than their competitors?

I prefer all-in-one solutions such as Rippling and Justworks. However, Bennie provides a strong option for benefits management, especially for smaller organizations that do not want to invest in the higher cost of platforms like Rippling.

What Instructions should people think about when buying this type of tool?

Buyers should consider the size of their company—Bennie is well-suited for smaller organizations. It's important to evaluate how the platform integrates with existing systems and whether it offers the flexibility to scale up or down as the company grows.

How has this tool changed or evolved over time to meet users needs?

Bennie has remained fairly consistent over time, without significant changes or updates to adapt to evolving user needs. While the platform continues to provide a simple and intuitive interface, there haven't been many enhancements or expanded features beyond its core offerings. Users who have been on the platform for a while may notice that benefit options and integrations have stayed largely the same.

What specific type of user or organization is this tool very good for?

Bennie is best for smaller organizations.

What specific type of user or organization would this tool not be a good fit for?

Larger organizations would likely benefit more from an all-in-one solution such as Rippling.

Namely

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Namely
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Popularity Score
4.7 / 5
User Score
4.1 / 5
Product Score
4.6 / 5

Why we picked Namely

Easy to navigate, Namely is extremely organized and uses the best-in-class technology. Its benefits administration software is integrated with its HR and payroll system to save time and complexity.

PROS

  • Namely’s user interface is highly praised for its intuitiveness and cleanliness, allowing users to navigate the platform effortlessly despite its extensive features.
  • Users appreciate Namely's employee onboarding module, which includes a user-friendly wizard that helps new hires quickly understand their tasks and responsibilities.
  • In addition to the platform's built-in tools for data management, recruiting, onboarding, time off tracking, payroll, and benefits administration, Namely offers managed payroll and benefits administration services, alleviating the workload for internal teams.
  • The majority of users are able to navigate Namely without any issues. They find the UI to be intuitive and clean, despite the fact that the platform has lots of features. 
  • Namely’s employee onboarding module gets a alot of praise from users. It features an easy-to-follow wizard, which helps new hires get on quickly and be clear on what they need to do. 
  • Besides the platform’s built in features for data management, recruiting, onboarding, time off tracking, payroll and benefits administration, there are also managed payroll and benefits administration services you can opt for to reduce the burden on your internal teams. 

CONS

  • Namely's primary focus is on the U.S. market, limiting its suitability for those seeking a global payroll and benefits provider.
  • Implementing Namely can take a while, with an average implementation period of 6-8 weeks, according to the platform's own team.
  • Namely lacks dedicated features for employee development, such as skill training, career pathing, and succession planning.
  • Users should verify if Namely is compatible with their existing benefits provider, as there have been reports of Namely's team persuading customers to switch to providers that charge higher fees.
  • Namely primarily operates in the U.S., which means if you’re looking for a global payroll and benefits provider, this platform isn’t for you.
  • Though many praise the platform’s ease of use, it does take long to implement it. Namely’s own team says that an average implementation takes between 6-8 weeks.
  • For a platform of Namely’s size, there currently aren’t any features that focus on employee development such as skill training, career pathing, succession planning etc. 
  • You’ll need to check beforehand if Namely can work with your existing benefits provider, if you have one. There have been a few reports (but not few enough to ignore) about Namely’s team convincing customers to change their benefits provider to providers that charged them more. 

Namely Review

Namely’s comprehensive HR suite packs a range of features that make it an excellent choice for benefits administration. You can enroll your employees in, track, and manage various benefits programs such as health insurance, retirement plans, and flexible spending accounts. All of this is simplified through customizable online enrollment forms that provide employees with plan details. The software also allows for seamless integration with insurance carriers and third-party administrators to automate data transfers and reduce manual entry errors.

We appreciate a good reporting module, and the one Namely has can not only generate reports but also give you deep insights into benefits utilization, costs, and trends, which is a nice feature to have if you want to frequently improve your benefits plans and compete in today’s super competitive hiring landscape.

Namely Customers

Over 1200 companies use Namely, including Greenhouse, The Channel Company, Life is Good, and OneLogin.

Namely Pricing

Namely does not disclose their pricing upfront. However, having no benchmark provides the unique opportunity to negotiate with sales to determine the right price for your company specifically.

How has Namely Changed Over Time?

Best For

Namely targets mid-sized companies. They specifically mention companies with 50-1000 employees.

Namely in action
Reviewer's Rating
8/10

I used Namely regularly, primarily for onboarding processes, including e-verify. It streamlined new hire documentation, eliminating the need for paper forms. Employees found it intuitive and effective for timekeeping, which made adoption smoother.

I also relied on Namely to ensure HR compliance and oversee payroll, although the payroll specialist managed the day-to-day processing.

One challenge was entering direct deposit and tax form information, which initially created extra work for the HR team. However, I believe these issues have since been resolved, as this was several years ago.

What do you like about this tool?

I liked how easy it made onboarding new employees.

The ability to manage and store electronic files was a significant advantage.

The reporting dashboard was clear and helpful for monitoring key metrics.

Employees found it easy to access their paystubs and tax information.

The interface, with its social media-like design, was user-friendly and relatable for many employees.

Why did your organization buy this tool, and how long have you used it for?

I consulted with an organization for about one year and administered Namely. They were a small but growing business in need of an HR and payroll solution to manage their expanding workforce.

Namely was chosen because it met the needs of various types of organizations and had the flexibility to grow alongside the company as their requirements evolved. I appreciated the compliance features, which helped me stay on top of regulations and deadlines.

The tool was also within the budget approved by the CFO and addressed the needs of both the HR department and employees effectively.

What do you dislike about this tool?

When I first used it, the platform was new and had some glitches.

Payroll processing was initially difficult for the payroll specialist to adapt to.

Learning which reports were essential versus optional required more guidance than was provided.

I would have appreciated more hands-on support during the implementation phase.

The search function did not perform as effectively as I would have liked at the time.

How is this tool different than their competitors?

Namely has a more modern and visually appealing interface compared to some competitors.

It promotes diversity and inclusion through its design and functionality.

Its scalable features are suitable for small to mid-sized companies, though larger organizations may need to explore alternatives.

Compared to tools like ADP or UKG, Namely is a more affordable option, though it may lack some of the advanced features those platforms offer.

While Rippling is a strong competitor, I prefer Namely’s design and user-friendly interface.

What Instructions should people think about when buying this type of tool?

It’s important to have an experienced payroll person or request training to ensure smooth adoption, as Namely may not be as intuitive as other platforms like UKG or ADP.

Fully prepare questions for your implementation specialist to maximize the benefits of the tool.

Be aware of the states where your employees work, as compliance requirements can vary significantly.

Understand your organization’s growth plans to ensure the tool can scale with your business effectively.

How has this tool changed or evolved over time to meet users needs?

Namely has added new features, including AI-powered tools, to improve functionality.

The interface has become more user-friendly, addressing previous concerns about the search and self-service features.

Employees now find it easier to access essential HR and payroll information.

What specific type of user or organization is this tool very good for?

I think Namely is great for small to mid-size organizations, but I remember it was a tool that scaled to a limit, and if you got too big, a different solution would be better. It possibly would be at the point a larger org could use them, but not sure they are there yet.

I know one of their main competitors is Rippling, so a user or organization should research both before making a decision. I’d also find out if there is a specific person to contact or just a generic number for questions. Over the years, I have been using many tools, and I personally like a particular person or team to work with.

What specific type of user or organization would this tool not be a good fit for?

Namely may not suit organizations that lack clarity about their HR and payroll needs or have no plan for automation.

It is also less suitable for businesses with low-level or non-technical HR or payroll staff who may struggle with implementation.

Companies accustomed to a single tool throughout their history may find transitioning to Namely challenging.

Maxwell Health

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Maxwell Health
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Popularity Score
4 / 5
User Score
4.3 / 5
Product Score
4.1 / 5

Why we picked Maxwell Health

A one-stop technology solution that merges your HR ecosystem with benefits administration system, Maxwell Health helps employees save time and make sound decisions about their benefits.

PROS

CONS

Maxwell Health Review

Maxwell Health, now owned by Sun Life Insurance, offers companies a modern approach to managing benefits for employees. From open enrollment to COBRA, they can help you stay compliant, and give employees a wide range of options all available through an easy to use mobile interface.

Maxwell Health Customers

  • Rose Street Advisors
  • Taney County, Missouri
  • Harrisburg University of Science and Technology

Maxwell Health Pricing

Maxwell does not release their pricing online. You will have to contact a sales representative.

How has Maxwell Health Changed Over Time?

Best For

If your company isn’t picky about what insurance company to work with, Maxwell Health’s partnership with Sun Life Insurance is ideal. You get a simplified end-to-end experience, requiring even less administrative work on your part.

Maxwell Health in action
Reviewer's Rating
8/10

We used Maxwell primarily for open enrollment. It also allowed employees to manage their benefits throughout the year. The platform was instrumental in streamlining workflows for employee benefits administration. It was utilized year-round, ensuring employees could access and update their benefits as needed.

Employees also used it to make personal changes to their benefits, such as updating dependents or coverage options.

What do you like about this tool?
  • The platform is user-friendly for both employers and employees.
  • It provides a centralized system to manage all employee benefits.
  • It simplifies and streamlines the open enrollment process.
Why did your organization buy this tool, and how long have you used it for?

Maxwell Health was provided to my company through our insurance provider. Prior to this, my company did not have a centralized platform for managing employee benefits. Maxwell streamlined our open enrollment process and overall benefits management. It provided a single platform for employees to access and manage their benefits easily.

Additionally, it simplified benefits administration for the HR team, making the process much more efficient.

What do you dislike about this tool?
  • It can be challenging to get direct support within the system.
  • There were occasional issues with employee records after they updated their personal information.
  • From an employer’s perspective, it was difficult to make changes during open enrollment once the official deadline had passed.
How is this tool different than their competitors?

Maxwell offers a simplified and user-friendly platform that employees can easily navigate and understand.

What Instructions should people think about when buying this type of tool?

Pricing should be a key consideration when selecting a platform. Ensure the tool is user-friendly for both employers and employees to avoid unnecessary complications. Integration with your payroll platform is highly beneficial for seamless administration.

Confirm that it is compatible with your offered benefits and your insurance broker’s platform(s) to avoid technical issues.

How has this tool changed or evolved over time to meet users needs?

he platform has undergone slight modifications to improve usability, making it more user-friendly for employees.

What specific type of user or organization is this tool very good for?

Maxwell is well-suited for organizations that provide multiple benefits to their employees.

What specific type of user or organization would this tool not be a good fit for?

It may not be ideal for companies that offer only a few employee benefits, as the platform’s capabilities might be underutilized.

Rippling

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Rippling
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Popularity Score
4.2 / 5
User Score
4.2 / 5
Product Score
4.1 / 5

Why we picked Rippling

Rippling is geared toward SMBs with its terrific automation and built-in integrations. Besides common features like self-service and onboarding, the benefits administration tool lets you work with your picked broker within the app and choose benefits packages from over 4,000 plans.

PROS

  • Rippling can operate globally with almost any currency.
  • 500+ integrations.
  • Automates issuance processes.
  • Provides a holistic view of company outflows—headcount costs included.
  • All-in-one platform for employee management + PEO services offered, and even a suite of other IT products 
  • With 500 integrations, it’s very likely that they integrate with other key tools from your tech stack.
  • Operates globally with any currency
  • Workflow automation
  • Analytics opportunities
  • Provides a holistic view of company outflows—headcount costs included

CONS

  • Total buy-in to Rippling is essential.
  • No free trial.
  • Phone support is available via the HR Help Desk service, which costs extra.
  • Very SMB-oriented, so perhaps not the best option for larger companies.
  • Total buy-in to Rippling is essential 
  • Very SMB-oriented, in case you’re a larger company. 
  • New features tend to be buggy in ways that tech teams are not accustomed to fixing

Rippling Review

Rippling is in a class by itself compared to other benefits administration software. With a remarkable 500 app connectors, it surpasses most vendors we've tested across multiple categories. This helps the tool not only perform standard features an average benefits tracking system does, like parsing a paper receipt image captured with a phone but can also contextualize spending activity within the larger framework of employee data.

We tested Rippling's benefits management features and discovered that despite being a relatively new solution, it stands out for its strong emphasis on automation. Alongside standard functionalities like online onboarding, benefits enrollment, and employee self-service portals, Rippling offers unique capabilities.

One notable feature is the ability to add your existing broker as a user or receive recommendations if you don't have one. Additionally, Rippling excels in automation by automatically updating employee deductions when qualifying life events occur, such as location changes or marital status updates.

In the past two years, Rippling has expanded its offerings to include time and attendance, talent management, learning management, licensed PEO services, and global payroll. Remarkably, the platform has maintained its eye-catching UI despite the additions. However, there are a few aspects to keep in mind.

While you have the flexibility to select and purchase modules separately, Rippling’s core HR offering is the starter plan for all iterations.

Rippling Customers

Vox, Maximum Games, Superhuman, Compass Coffee, Highnoon.

Rippling Pricing

Rippling's Core HR platform starts at $8 per employee per month. Contact Rippling regarding a custom Benefits Administration quote.

How has Rippling Changed Over Time?

Best For

Rippling is best for small to medium-sized companies, globally or nationally distributed with multiple levels of organization.

Rippling in action
Reviewer's Rating
10/10

I use Rippling daily during my workday. I always have a browser tab open for Rippling, as the majority of my responsibilities require access to the platform.

One common workflow involves running reports, such as headcount reports, benefit status updates, or accessing employee information—most often for employment verifications.

Another key workflow involves using the Spend app within Rippling. This app is used to upload receipts for company credit card purchases, process reimbursements, and submit mileage for work-related travel.

What do you like about this tool?
  • Rippling is easy to use and intuitive.
  • The platform offers a wide range of tools—such as reporting, spending, travel, and performance reviews—providing a centralized, all-in-one solution.
  • The Account Management and Support team is responsive and helpful whenever we encounter issues or need assistance.
Why did your organization buy this tool, and how long have you used it for?

Our organization purchased Rippling because it offered a variety of tools we were eager to implement. One of the main reasons was that, prior to Rippling, we were managing processes like creating offer letters, hiring, and terminations manually.

These manual processes were extremely time-consuming and inefficient. I have personally used Rippling to send documents in bulk, issue offer letters to new candidates, and run various reports.

The platform is highly user-friendly and provides significant value to any HR professional or administrator.

What do you dislike about this tool?
  • Rippling can be expensive, with pricing dependent on the number of employees in the system.
  • Occasional glitches can cause system downtime lasting several minutes or hours.
  • It would be helpful to have access to a demo or sandbox environment before purchase to better understand the platform’s functionality and nuances.
How is this tool different than their competitors?

Rippling stands out from its competitors by offering an all-in-one platform. This eliminates the need to switch between different systems to perform similar functions. It integrates HR, IT, and Finance in one place, which is especially valuable for larger organizations.

What Instructions should people think about when buying this type of tool?

One key consideration is how the tool will benefit your organization. Evaluate whether Rippling can scale with your business as it grows. Also, consider how the platform can streamline your workflows and improve process efficiency.

How has this tool changed or evolved over time to meet users needs?

I can’t fully speak to its long-term evolution, as we have only used Rippling since January 2023. However, over the past year, they added Performance Reviews, which allowed us to cancel our contract with Lattice. In that regard, it has already addressed an additional need for our organization.

What specific type of user or organization is this tool very good for?

Rippling is well-suited for busy professionals. It benefits data-driven users through robust reporting features. It is also helpful for users who struggle with organization, as the platform clearly separates and manages different functions.

What specific type of user or organization would this tool not be a good fit for?

Rippling may not be ideal for organizations with limited budgets, as it can be costly. It is better suited for fast-growing companies that can invest in comprehensive systems.

Why Use Benefits Administration Software

As an employer, you are required to offer certain benefits (like health insurance and Social Security), while others are “nice-to-haves” that can help with recruiting and retention. 

The more benefits you offer, the more administrative work you have to manage — unless, of course, you use benefits administration software. If you offer any or all of the following benefits, a benefits admin platform can streamline how you manage them — and how employees sign up for them:

  • Social Security: A federal benefits program that provides insurance for older workers and their spouses, those whose spouse or qualifying ex-spouse have died, and the disabled.
  • Worker’s Comp: Benefits given to employees who suffer work-related injuries or illnesses. It helps cover medical care, wages from lost wok time, and more.
  • Health Insurance: A type of insurance that covers medical and surgical expenses. This is arguably your biggest benefits expense.
  • Unemployment Insurance: A state-provided insurance that workers are eligible for if they lose their job and meet other requirements.
  • Family Medical Leave: The Family and Medical Leave Act (also known as FMLA) provides up to 12 weeks of job-protected leave per year to care for a seriously injured or ill immediate family member (i.e. spouse, child, or parent). While the leave is unpaid, FMLA requires that health benefits remain intact.
  • Vacation Time & Other Paid Leave: This can include a certain number of PTO days, sick days, and parental leave for your full-time employees.
  • Affordable Care Act (ACA) Coverage: The landmark health reform, also known as Obamacare. Under the ACA, employers with 50 or more full-time employees are required to offer affordable, essential coverage to their full-time employees or choose to pay a tax penalty.
  • Dental Insurance: A type of insurance that covers certain dental procedures and expenses.
  • Vision Insurance: A type of insurance that covers certain vision procedures and expenses.
  • Pet Insurance: A type of insurance that covers certain veterinary costs when your pet gets sick or injured.
  • Wellness Programs: While these differ per company, wellness programs are designed to promote long-term health for employees. Some programs include discounts on gym memberships, providing on-site fitness classes, offering preventative health screenings, hosting stress management workshops, stocking kitchens with healthy snacks, etc.
  • Financial Wellness: Financial wellness programs are designed to help employees take control of their finances so they can spend smarter, reduce debt, and save more money. Such programs include retirement/401k plans, student debt repayment, and more. 
  • Education Benefits: Also known as tuition benefits, education programs are designed to give employees opportunities to further their education. For example, some companies offer employees a reimbursement benefit up to a certain amount that covers classes, courses, certifications, etc. 
  • Life Insurance: A type of insurance that provides a lump-sum payment to the insured’s beneficiaries upon the insured’s passing.
  • HSA & FSA: Pre-tax dollars that can be used for health-related and other approved expenses.

If you're not sure what benefits to offer at your company (besides, of course, the bare minimum requirements), consider who your full-time employees are. 

In other words, what is important to them? For example, if the bulk of your employees are fresh out of college, a financial wellness benefit that helps them pay off their student debt will be a very attractive offering. You could also survey your employees if you're on the fence about a certain benefit to see if it’s something they actually want and would use.

Pro Tips on Benefits Administration Systems

Considerations for Employee Benefits Admin — Plus, Common Mistakes to Avoid

The features we just listed are pretty comprehensive, but benefits admin software won't take everything benefits-related off of your plate. Not only that, benefits management in general has its share of challenges. To make sure you do benefits "right," have successful open enrollment periods, and don't blow your benefits budget, here are six considerations and common mistakes to look out for:

  • Choosing benefits that fit your company's need vs everything: As you probably already know, there are seemingly endless benefits you could offer to your employees. While it might be tempting to offer everything under the sun (which can be a great recruiting tool), you might end up creating more work and spending more money than it’s worth. In other words, you could wind up offering (and paying for) benefits that your employees don’t actually use. So think about what makes sense for your company and your employees — and start there.
  • Not allowing employees to pick and choose benefits: By nature, people like having choices and making informed decisions for themselves. So give them different options so they can pick and choose the benefits that are right for them.
  • Compliance with mandated benefits: Under laws like the Affordable Care Act, certain benefits are required for businesses of 50 or more full-time employees. If you don’t stay compliant, you could be charged fees. Fortunately, many benefits admin solutions offer automated compliance workflows so you can get the right forms to the right regulatory bodies when you need to.
  • Knowing which benefits are offered tax free: Offering tax-free benefits are a win-win for your company and your employees. For example, tax-free benefits like health savings accounts, flexible spending accounts, commuter benefits, even tuition benefits can save your employees — and your company — money. After all, the income your employees set aside pre-tax for these benefits does NOT count toward your payroll tax dues. So, you could be leaving money on the table if you don’t offer tax-free benefits — or if your employees aren’t taking advantage of them.
  • Costs can get high quickly: Your benefits offering can get expensive very quickly, especially when it comes to healthcare coverage. There are a variety of ways to keep your costs in check — from cost-sharing with employees (i.e. with increased employee contributions and higher deductibles), to changing vendor partners (like moving retirees from group plans to Medicare), to managing pharmacy spend (for example, encouraging the use of generic prescriptions or adding a narrow network).

Benefits & ROI

Benefits admin software can help your company in a myriad of ways. Here is a summary of the benefits we’ve mentioned:

  • Compliance: At the most basic level, you’re required by law to offer certain benefits — and benefits admin software makes it easier for you to stay compliant with these laws.
  • Less Busy Work: Because benefits admin software lets you automate the paperwork-heavy busy-work associated with benefits, your team will have more time to focus on other high-priority areas.
  • Employee Satisfaction: Open enrollment will no longer feel like a chore for your employees — instead, they’ll be able to make smart enrollment decisions online and, in most cases, with just a few clicks. Offering a full-suite of benefits (that are easy to elect) will help you attract top candidates to your organization — and keep them once they’re hired.
  • Smarter Investments: Because benefits admin software offers reporting, you’ll be able to see what benefits are being utilized the most — and which ones aren’t worth investing in further.

To get an idea of what benefits like these can actually do for your bottom line, check out our HR Tech ROI Calculators.

Pricing: What Employee Benefits Admin Platforms Cost

Most benefits admin platforms charge on a per-employee-per month basis and offer tiered pricing depending on the amount of features and functionality you’re looking for. We’ve seen pricing start as low as $8/employee/month. 

When you have your demo(s), you should get a pricing plan that is customized for your company and needs. Just make sure that each quote you get breaks down the features that are included so you can easily compare and make the most informed investment for your company.

Features: What You Can Expect from Benefits Administration Software

Benefits administration software isn’t just a way to centralize your benefits management and alleviate the burdens of paperwork and other administrative tasks. They also offer a host of integrations and features to make your job easier, keep you compliant, save you money, and promote employee engagement. Let’s take a look:

  • Suite of Benefits: Depending on the vendor you choose, you can manage all of your benefits in one place. We’ll talk about this later in the guide, but remember to ask your vendor(s) of choice which benefits are included with their solution.
  • Online Enrollment & Self-Service for Employees: Allow employees to opt-in to their benefits elections themselves — and say goodbye to endless paperwork. With a safe and secure benefits admin platform, your employees can easily enroll in their plans of choice online — or even through a mobile app.
  • Plan Configuration: Easily set up and manage all plans and benefits in one place. This not only makes things easier for your HR/people operations team, it also makes benefits shopping easier for your employees. They can more easily compare plans and sign up online.
  • Payroll Integration: Integrate your benefits and payroll data so the right deductions automatically sync to each employee’s payroll record.
  • Simple Onboarding: Make onboarding easy for new employees by centralizing all necessary paperwork and enrollment opportunities in one place. What’s more, if an employee leaves your company, you can just as easily un-enroll them and initiate COBRA.
  • COBRA: Easily manage COBRA eligibility and compliance with automated reporting to your COBRA administrator. 
  • ACA Reporting: The Affordable Care Act requires employers with 50+ full-time employees to report healthcare coverage to the IRS. With benefits administration software, you can easily generate forms 1094 and 1095 and submit your reports for you so you stay compliant (and avoid fees).
  • More Compliance: In addition to ACA and COBRA compliance, benefits administration software can help you stay compliant in other areas — and get ahead of changing regulations. This includes compliance with HIPAA (i.e. protecting employees’ Personal Health Information, or PHI), ERISA, the Dept. of Labor, the IRS, and OSHA.
  • Reporting: Automate reporting of your HR data — including billing insights, headcount and attrition reports, job and salary reports, and more — to make more strategic, data-driven people decisions. You could even benchmark against other companies in your space to see if there are opportunities or areas of improvement. 

As you develop your full benefits package, think about the features that would benefit your employees the most AND that would help make your job easier.

Demo Questions: What to Ask About Benefits Administration Software

We always recommend demoing a couple vendors so you can see their platforms in action before you actually invest. To prepare for your demos, create a list of questions specific to your company’s benefits needs. Here are some sample questions to get you started:

  • What benefits does your platform have?
  • What benefits do you find are most attractive to employees like mine?
  • How can employees sign up for benefits?
  • Can employees access their benefits plan on their phones?
  • How does HR create a benefits plan?
  • How will this solution fit into the rest of my tech stack and therefore what integrations do I need?
  • How will others in the organization use this solution?
  • What are the key features I want to ask about?
  • What are the things that would make me nervous about buying this sort of solution?

Implementation: Getting Your Employee Benefits Software Off the Ground

The first step to implementing benefits admin software is figuring out what your suite of benefits looks like. From there — and based on the information you gathered during your demo — you’ll know what is required to get your platform of choice up and running. For example, you might need to engage your IT team to help with any necessary integrations.

Then, you’ll need to encourage utilization of the platform during open enrollment periods, for new employees who are onboarding, and for employees who are leaving and need to sign up for COBRA. To get employees to make their benefits elections before your open enrollment period ends, we recommend a variety of touch-points, including:

Software Training Sessions: If you're using a new system, you're going to need to train your HR or People Ops team on setting up and managing each benefit. Then, you'll need to introduce the platform to your employees so they know how to use it. You could do this a number of ways:

  • Ask your vendor if they have pre-recorded training videos that you can share with your employees
  • Meet with individual teams to walk them through the platform
  • Give a brief demo of the platform at an all-staff meeting

All-Staff Emails: Send a note to the entire company at the beginning of open enrollment with instructions on how to use the platform, what actions they need to take by the deadline, what happens if they don't do anything, etc. Then follow-up with "last-call" reminders as the deadline approaches.

Engage Team Leads: Ask team leads and managers to remind their direct reports to make their benefits selections before the deadline.

Benefits Administration Software FAQs

What is benefits administration software?

Benefits administration software are platforms built specifically to plan and provide benefits packages to employees, while also maintaining compliance with government regulations.

Why use benefits administration software?

Benefits administration software streamlines all benefits operations, saving your HR team much needed time. In addition, all employee benefits data is held in one portal, meaning you can analyze all benefits information and create detailed reports about what benefits are used most or least. This provides you with valuable action points for benefits administration. Finally, letting software maintain compliance for you ensures simple, fast, and accurate reports to the IRS and other government entities.

What are some features of benefits administration software?

Features of benefits administration software include reporting, ACA and COBRA compliance, onboarding tools, plan configuration, self-service portal, online enrollment, and payroll integrations.

Next Steps for Your Employee Benefits Administration

Broadly speaking, there are two ways to get benefits admin support: a platform that only focuses on benefits admin or a more comprehensive Human Capital Management (HCM) suite that offers benefits admin as one of many HR features. 

So, you’ll need to figure out which one will make the most sense for your company. We recommend demoing a couple vendors that fit into these two buckets so you can see how their solutions and features align with your needs and budget.

About the Author

Phil Strazzulla
HR Tech Expert, Harvard MBA, Software Enthusiast
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Phil is the founder of SelectSoftware Reviews, a website dedicated to helping HR and Recruiting teams find and buy the right software through in-depth, expert advice. He has bought over $1 million worth of HR and Recruiting tools. Additionally, as of 2023, nearly 3 million HR professionals have relied on his advice to determine which business software they should buy.

Phil studied finance at New York University and started his career working in venture capital before getting his MBA from Harvard Business School. His in-depth understanding of the Saas landscape, especially HR Tech, stems from nearly a decade of researching and working with these tools as a computer programmer, user, and entrepreneur.

Featured in: Entrepreneur Harvard Business School Yahoo HR.com Recruiting Daily Hacking HR Podcast HR ShopTalk Podcast Employer Branding for Talent Acquisition (Udemy Course)

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