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11 Best Benefits Administration Systems (2026)

The best benefits administration systems, hand-picked and field-tested by SelectSoftware Reviews' HR tech experts. See info on pricing, features, integrations, and more below.

Phil Strazzulla
Written by
Phil Strazzulla
HR Tech Expert, Harvard MBA, Software Enthusiast
Contributing Experts
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Last Updated: Jul 30, 2026
TOP
401K provider for SMBs
ForUsAll
4.8
Popularity Score
4.6
User Score
4.9
Product  Score
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TOP
401K provider for SMBs
ForUsAll
4.8
Popularity Score
4.6
User Score
4.9
Product  Score
Learn More
TOP
Compliant benefits management for global teams
Deel
4.4
Popularity Score
4.6
User Score
4.5
Product  Score
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TOP
Compliant benefits management for global teams
Deel
4.4
Popularity Score
4.6
User Score
4.5
Product  Score
Learn More
TOP
HRIS system with payroll and benefits
Gusto
4.0
Popularity Score
4.0
User Score
4.1
Product  Score
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TOP
HRIS system with payroll and benefits
Gusto
4.0
Popularity Score
4.0
User Score
4.1
Product  Score
Learn More
TOP
Top freelance management platform with AOR and payments in 190 countries
Worksuite
4.0
Popularity Score
4.6
User Score
4.3
Product  Score
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TOP
Top freelance management platform with AOR and payments in 190 countries
Worksuite
4.0
Popularity Score
4.6
User Score
4.3
Product  Score
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TOP
SMB-focused CRM with solid UX
Popularity Score
User Score
Product  Score
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TOP
SMB-focused CRM with solid UX
Popularity Score
User Score
Product  Score
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TOP
Highly scalable payroll and HR for solopreneurs and SMBs
Paychex
4.1
Popularity Score
3.9
User Score
4.1
Product  Score
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TOP
Highly scalable payroll and HR for solopreneurs and SMBs
Paychex
4.1
Popularity Score
3.9
User Score
4.1
Product  Score
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Top Benefits Administration Software

No items found.
PaylocityFull benefits administration built on native payroll
RemoteBenefits administration for remote teams
OnPayAffordable payroll, HR, and benefits admin
Papaya GlobalBenefit management for global teams
BennieFree tool for finding and managing great benefits
NamelyGreat for Midsized businesses looking for a full HR suite
Maxwell HealthGreat for companies that want Sun Life insurance
RipplingSpend management tool in HRIS
No items found.
TOP
401K provider for SMBs
ForUsAll
4.8
Popularity Score
4.6
User Score
4.9
Product  Score
Visit Website
TOP
401K provider for SMBs
ForUsAll
4.8
Popularity Score
4.6
User Score
4.9
Product  Score
Learn More
TOP
Compliant benefits management for global teams
Deel
4.4
Popularity Score
4.6
User Score
4.5
Product  Score
Visit Website
TOP
Compliant benefits management for global teams
Deel
4.4
Popularity Score
4.6
User Score
4.5
Product  Score
Learn More
TOP
HRIS system with payroll and benefits
Gusto
4.0
Popularity Score
4.0
User Score
4.1
Product  Score
Visit Website
TOP
HRIS system with payroll and benefits
Gusto
4.0
Popularity Score
4.0
User Score
4.1
Product  Score
Learn More
Over 3 million HR leaders trust our advice

Introduction to Benefits Administration Systems

As a benefits leader, you have the rewarding job of making your company a great place to work. After all, employee benefits packages and other perks can help you attract top talent, retain current employees, and build a culture that aligns with your values. 

The downside, of course, is all the administrative work that benefit plans and benefits enrollment creates for you. Fortunately, benefits administration software can help you automate your benefits management, improve efficiency, and streamline open enrollment — all while staying compliant.

Benefits administration software serves as a one-stop-shop for all your employee benefits. With everything centralized, the setup and management is easier for you and open enrollment is easier for your employees. 

The result? Employees make smarter, more informed decisions about their benefits, and you have less administrative work to manage. To help you find the right benefits management software, we put together the following guide with top software platforms, features to look out for, common mistakes to consider, pricing, and more.

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Our Criteria: Here's How We Chose The Top Benefits Administration Software

We assessed dozens of benefits administration software platforms with special consideration given to the three most critical functions performed by this type of tool: integration/configuration, self-service for employees, and compliance.

We used our HR industry experience to refine the scope of our research and applied our multi-dimensional assessment process to test each contender for these quality standards.

  • Integration and Configuration: First-class benefits administration software integrates smoothly with each customer’s tech stack.To test for this, our team compared the quality and quantity of integration partners against a list of common business ops tools.

Our HR tech experts also determined the most important workflow automations, and we audited each product for the ease with which a user could configure these features.

  • Self-Service for Employees: Self-service features reduce the burden of data entry on your HR team, improve the accuracy of employee information, and support employee empowerment. Our expert researchers performed simulations using each tool as if they were an employee and graded each platform's performance on the ease with which they could enter and change information across different data types.
  • Compliance: Legal compliance is imperative, so we scrutinized the fine print, checking for each company’s capacity to keep customers complaint. We considered the product's state-by-state adaptability, as well as its capacity to handle multi-national organizations.

We’re data nerds and love a good dashboard, so we also checked for each tool’s reporting and analytics capacity. To learn more about how we approach our work from the granular to the gigantic, read this article on how we assess HR tech vendors.

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Compare the Top Benefits Administration Software

Popularity Score
Best for
Key Differentiator
Pricing
Free Trial
Customers
Users Score
Product Score
4.8
Cost-conscious SMBs starting to scale
Highly customizable and built to scale
Starts at $120/mo
Get pricing info
No
Not disclosed
4.6
4.9
4.4
Multinational companies focused on compliance
Offers financial products beyond what's required
No
40,000+ companies
4.6
4.5
4.0
SMBs with a growing headcount
No long-term contract
Starts at $49/month
Get pricing info
No
400,000+ companies
4.0
4.1
Phil Strazzulla
HR Tech Expert, Harvard MBA, Software Enthusiast

Need Help? Get Custom Recommendations for Top Benefits Administration Software

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Detailed Reviews of the Best Benefits Administration Systems

ForUsAll

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ForUsAll
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Popularity Score
4.8 / 5
User Score
4.6 / 5
Product Score
4.9 / 5

Why we picked ForUsAll

ForUsAll is a great choice for small and medium-sized businesses (SMBs) because it is very quick to set up and quite affordable.

PROS

CONS

ForUsAll Review

ForUsAll is a cloud-based 401(k) administration platform for small and medium-sized businesses. Acting as both your 3(38) and 3(16) fiduciary, ForUsAll ensures you stay compliant while automating manual tasks such as contributions, 401(k) loans, eligibility tracking, hardships, and notifications. You can integrate ForUsAll with most cloud-based payroll systems for an automatic synchronization of your data. Payroll integration also allows it to automatically update deferrals, notify new participants when they become eligible, and more.

ForUsAll Customers

CMC Properties, Lever, Arbor Lodging, Smart Biz, Bolt Threads

ForUsAll Pricing

ForUsAll costs as follows: 

  • For the employer: Employers using ForUsAll pay a base monthly fee of $120 with an addition of $6 per participant per month.
  • For employees: Employees pay 0.50% of assets under management annually.

How has ForUsAll Changed Over Time?

Best For

ForUsAll in action
No items found.

Deel

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Deel
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Popularity Score
4.4 / 5
User Score
4.6 / 5
Product Score
4.5 / 5

Why we picked Deel

Deel localizes your offerings in accordance with local guidelines so that you can stay compliant with your global workforce.

PROS

  • 24/7 in-app support and an impressively fast onboarding speed of 2-3 days.
  • Access to local payroll experts in various jurisdictions, and support is available for contractors navigating the process of setting themselves up as an LLC.
  • Self-service approach with tech-enabled features helps workers swiftly adopt the tool.
  • Worker identity verification is reported to take less than 24 hours on average, and sometimes mere minutes.
  • Offers APIs as well as over 100 native HR software integrations.
  • Automated invoices (English language only).
  • Excellent 24/7 customer service with fast onboarding (2-3 days) and local payroll experts in each jurisdiction.
  • Seamless integration with platforms like QuickBooks, BambooHR, and Greenhouse, plus custom integration options.
  • User-friendly, self-service features enable quick setup; identity verification often takes under 24 hours.
  • Automated invoices simplify payments, provided they're in English.

CONS

  • Some of Deel’s best features, like onboarding automation, are add-ons, which can be cost-prohibitive.
  • Modifying contracts or service agreements with Deel is difficult and often requires addendums for any changes.
  • Each payout comes with a $5 fee.
  • Invoicing feature is limited to generating invoices in English, with no option for other languages.
  • Key features like onboarding automation are add-ons, which may increase costs.
  • Limited flexibility in modifying contracts or service agreements; changes often require an addendum.
  • Invoices cannot be generated in languages other than English.

Deel Review

If your benefits-management needs feel complex due to the presence of team members in different geographies, Deel Benefits is worth looking into.

Deel benefit administration tool

Deel Benefits can help with hiring and providing benefits and perks for people in various geographies. The benefits themselves would vary depending on the region. Still, you’d streamline their management through the same platform you’d use for payroll, contracts, timesheets, invoicing, and even some core HR functions.

As to the specific benefits offered, the best way to vet them is to go to their benefits tool on their website. You select a country and the type of benefits, and they present what they can provide.

For example, if you want to hire in Canada, you can choose Statutory and/or Common benefits. These include employment and worker compensation insurance, transportation and electronic coverage, and certifications.

Deel Customers

40,000+ companies, including Andela, Brex, and Makerpad.

Deel Pricing

Deel Benefits has three plans whose pricing is custom:

  • Benefits Admin: Global benefits administration (EOR, PEO, & global payroll) with unified management, covering plan admin, enrollment/renewal reporting, QLE management, and carrier integration.
  • Benefits Marketplace: Purchase global benefits plans (statutory and optional) via a trusted brokerage network, offering competitive prices and comparison tools.
  • Managed Benefits: Comprehensive benefits administration, including employee support, QLE management, offline carrier sync, and renewal coordination.

How has Deel Changed Over Time?

As a new product, Deel has changed a lot since its inception. Its newest offering, DeelHR, allows companies to complete most of their HR operations tasks in Deel.

Best For

Deel Benefits is a good bet for those businesses that want to provide benefits on top of payroll for an overseas workforce, whether it’s through an EOR arrangement or for their contractors. It’s worth noting that they have a way for you to offer interesting perks apart from the law-required benefits.

Deel in action
Reviewer's Rating
7/10

Deel was used daily by the recruiting teams across the U.S. Moving candidates through all steps—applied, screened, interviewed, offered, and onboarded—made the workflow efficient. It was integrated with LinkedIn for job postings. It may have supported other job boards as well, but I only used it with LinkedIn for professional, exempt-level postings.

The system was also accessible to other departments, such as HR, which helped maintain transparent communication.

What do you like about Deel?

Deel is a user-friendly ATS. It offers strong integration capabilities for job postings. Its workflow management helps keep open requisitions organized.

Why did your organization buy Deel, and how long have you used it for?

Deel was used solely as an ATS for recruiting purposes. I have used it for about six months. It is well-organized for moving candidates through the pipeline. It integrated easily with other HRIS and ATS platforms. While additional features are available, we only purchased it for recruiting functionality.

What do you dislike about Deel?

The price is high per employee per month. Customer service was subpar. It may be better suited for contingent workforce management than full-time employee hiring. Considering the higher cost, a more bundled service package would have been beneficial.

How is Deel different than their competitors?

I have used several similar ATS tools, and I would rate Deel as mid-tier. I prefer other systems based on cost, better integration options, and more accessible customer support.

What Instructions should people think about when buying this type of tool?

Cost should be the top consideration. It's also important to determine whether the tool will be used for contingent workforce or full-time employees. Compatibility with your existing HRIS is another key factor to evaluate.

How has Deel changed or evolved over time to meet users needs?

Since I used the tool for less than a year, I did not observe any changes or improvements during that time.

What specific type of user or organization is Deel very good for?

Temp agencies with small recruiting teams looking to control costs can benefit from Deel as an ATS.

What specific type of user or organization would Deel not be a good fit for?

Organizations hiring full-time employees with large recruiting teams will not benefit from Deel as an ATS.

Gusto

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Gusto
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Popularity Score
4 / 5
User Score
4 / 5
Product Score
4.1 / 5

Why we picked Gusto

Gusto provides full-service payroll services with benefits and HR. The software takes care of the administration and deductions by syncing them with payroll and makes things easier for you and your employees with its built-in employee self-service.

PROS

  • Gusto has an eye-catching UI and is compatible with several devices.
  • Automatic payroll deductions for easier benefits administration.
  • The dashboard feature keeps tabs on compliance tasks.
  • The hiring and onboarding sequence is nicely streamlined between HR and the new hire
  • Post-offer, pre-start tasks are made easy with integrations like CorpNet and Checkr.
  • Easy payroll for U.S.-based W-2 folks, domestic and international contractors.
  • Phone support, email, and other customer service resources.
  • Licensed benefits advisors for all plan users.
  • The business model is responsive to customer needs.
  • Transparent pricing structure. Doesn’t require long-term contracts.
  • Free account setup.
  • Ability to create onboarding checklists, send offer letters, collect signatures, and store all onboarding documents online.
  • The dashboard feature keeps tabs on compliance tasks
  • The hiring and onboarding sequence is nicely streamlined between HR and the new hire
  • Post-offer, pre-start tasks are made easy with integrations like CorpNet (state tax set up) Checkr (background checks)
  • Easy payroll for U.S.-based W-2 folks, domestic, and international contractors
  • Person-to-person phone support, email, and other customer service resources
  • The business model is responsive to customer needs

CONS

  • Gusto facilitates payments for international contractors but not for employees.
  • There is no built-in accounting feature, so the management of earnings and expenses can’t happen in one place.
  • Analytics dashboard capabilities are underwhelming
  • Simple plan users do not have access to native time tracking, necessitating third-party integrations.
  • Users of the Simple plan cannot access federal and state compliance alerts – they are not even available as add-ons.
  • Plus plan users have access to compliance alerts, but they must be added on.
  • No free trial or free version
  • Gusto can support payments for international contractors, but not employees
  • No native accounting feature to keep earning and spending under the same roof
  • Analytics dashboard is simplistic

Gusto Review

We have had a positive experience with Gusto's benefits administration features. The software seamlessly integrates payroll and benefits administration, simplifying the process with automatic deductions and syncing capabilities. The built-in employee self-service functionality is also a nice touch that makes it easy for employers and employees to manage benefits and access relevant information.

Gusto's user interface is visually appealing. Being browser-based lets it provide a smooth user experience across multiple devices. Additionally, Gusto provides licensed benefits advisors to assist and guide users in optimizing their benefit plans.

We appreciate Gusto's customer-centric approach, as they remain responsive to customer needs and continuously improve their services based on feedback. Their transparent pricing structure and flexibility without long-term contracts add to the appeal. Moreover, Gusto offers free account setup, making it convenient for businesses to get started.

The availability of person-to-person phone support, email assistance, and other customer service resources reflects Gusto's commitment to providing excellent support. However, it's worth noting that some features, such as federal and state compliance alerts and integrating existing broker and health insurance plans, are only available in the Premium plan or as add-ons for the Plus plan. Simple plan users may need to consider third-party integrations for certain functionalities like time tracking.

While it doesn't offer a free trial, Gusto's consistent focus on core functionalities sets it apart from other platforms that often get sidetracked by unnecessary features.

Gusto Customers

Gusto powers HR and benefits management for over 400,000 businesses across the U.S.

Gusto Pricing

Gusto’s benefits management tools are part of its HR software packages, with pricing starting at $49 per month plus $6 per employee. Premium plans cost more but unlock expanded HR features, including access to certified HR experts and advanced benefits administration tools.

How has Gusto Changed Over Time?

Best For

Even budget-strapped startups can afford Gusto’s basic plan. For companies with some bank capital to invest in human capital, the top-tier Premium plan is a great choice, especially if they have an HR department of one person.

Gusto in action
Reviewer's Rating
10/10

I used payroll biweekly, then switched to weekly (payroll changes of this type are extremely well handled in their system). Annually, we update the employee handbook (which is automatically emailed/text-blasted to the employees for an electronic signature), semi-annually for all harassment/employee education (also via a partner listed in Gusto), as needed to onboard/terminate a new employee, and daily as needed to update employee records or pull reports for analysis.

What do you like about Gusto?

The software is laid out very nicely, making it easy to find anything, and all employee documents are in one place. Reports are easy to find and customize. Their help desk is extremely knowledgeable. If they can't help you, it's elevated via a ticket system to an in-house engineer. Gusto is so user-friendly that an employee can learn what they need to know in minutes.

Why did your organization buy Gusto, and how long have you used it for?

Gusto was purchased for a small company's payroll, HR management, and processes.

We needed to simplify payroll, become fully HR compliant, and organize processes (handbook, reviews, job descriptions, tax documentation, etc. for the team). HR at the time had worked with various large platforms that would not suit our needs because they were overly complicated with a cumbersome setup for a small company.

Combined with features we would never use, these platforms were an unworkable option. This led us to find a vendor specific to small businesses. A colleague of the owner suggested Gusto. After one demonstration, we decided to go with the full suite of offerings (Premium) but later reduced to Plus. Once you learn the features, you know what you can do without and save some money.

One problem we had, which Gusto was unable to solve at the time, was timekeeping. We added a timekeeping system that partners with Gusto for a seamless hourly staff payroll. There are lots of options listed within Gusto.

I've used the Gusto tool for four years. All our HR problems were solved. Gusto works perfectly for a small business (under 100 employees). Payroll is a snap. Managers approve their employees' time, it's filtered into the Gusto system, and ready for final approval/submission within minutes.

Additionally, you have a window to pull back payroll to make changes. All adjustments (healthcare, court-ordered payments, etc.) are easily set up via each employee, and changes can be made within seconds. Employees can update their personal or tax information right in their app, which is very convenient for them.

Gusto simplified the entire onboarding process, along with payroll, handbooks, employee reviews, etc. Gusto needs to add their own time clock system (if they haven't already), but their time clock partners work extremely well.

One last point, if you want to be very specific about which employee's information their manager is allowed to see, Gusto has levels of permissions for managers and employees built into the software.

What do you dislike about Gusto?

It would be nice if they had a timekeeping system (that wasn't on the internet), reducing the need for another app. It would also be nice if Gusto had an applicant tracking system. PTO can be cumbersome to figure out on an accrual basis.

How is Gusto different than their competitors?

Gusto is by far the best payroll, HRIS software I've used mainly due to its simplicity and speed.

What Instructions should people think about when buying this type of tool?

How many employees do you plan on running through the system? Payroll over 100 could be run better on a different platform. Understand what Gusto cannot do that you'll need to add on (timekeeping app, harassment training). What does your accounting firm do for you that Gusto can automate? 940/941 filings, tax setup for unemployment in each state.

How has Gusto changed or evolved over time to meet users needs?

I'm a fan of their customer service; however, many think they're too slow. Growing pains, Gusto's management will catch up. They've streamlined even more in the last four years.

What specific type of user or organization is Gusto very good for?

The entire HR department and all managers with staff in small business can find Gusto to be a great fit.

What specific type of user or organization would Gusto not be a good fit for?

Gusto is not suited for a company with a large number of employees. They gear their product to small businesses, and they're good at it.

Paylocity

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Paylocity
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Popularity Score
4.2 / 5
User Score
4.3 / 5
Product Score
4.1 / 5

Why we picked Paylocity

Paylocity combines benefits administration, payroll, and HR in one platform, with guided enrollment, automated eligibility and carrier processes, decision support, and integrated spending accounts.

PROS

  • Guided enrollment and personalized decision support simplify benefits selection.
  • 100+ pre-built carrier integrations support automated data connectivity.
  • Payroll integration helps keep eligibility and deductions aligned.
  • Supports medical, dental, vision, FSA, HSA, and other benefits.
  • Automated reminders, eligibility alerts, and workflows reduce administrative work.
  • Paylocity’s customer support is highly rated for always being available to answer questions.
  • Global payroll support for 100+ countries.
  • Provides free and unlimited training modules on the website.
  • Paylocity’s mobile app has a good UI and functionality
  • The tool is easy to use for both employees and employers.
  • Has 350+ pre-built integrations.

CONS

  • Some standout capabilities are powered by partners rather than built natively, including benefits decision support (Reclaim) and retirement (Vestwell).
  • Benefits administration pricing is not publicly disclosed.
  • Undisclosed pricing.
  • It doesn’t have a free trial or free plan.
  • Support is available in English only.
  • It isn’t the best solution for remote teams looking for a tool to manage payroll and benefits for their contractors.

Paylocity Review

Paylocity's benefits administration software makes a strong case for companies already running Paylocity payroll and HR. It covers guided setup and enrollment, decision support, carrier EDI file generation, compliance workflows, spending accounts, and connections to HR and payroll.

Paylocity benefits administration platform

The enrollment experience is well curated. Paylocity offers guided setup for HR teams and brokers, while employees get a step-by-step process with cost breakdowns, tooltips, and personalized recommendations through Benefits Decision Support, powered by Reclaim. We like pairing standard enrollment workflows with decision support, since benefits selection confuses many employees and better guidance can cut the questions HR fields during open enrollment. Automated reminders and eligibility notifications keep things moving without manual chasing.

On the administrative side, the platform leans on automation. You can monitor enrollment statuses and alerts from a dashboard, build workflows for routine requests, and generate and send EDI files to carriers. Paylocity says it has prebuilt integrations with over 100 carriers, though feeds are configured and tested per client, so buyers should not assume every integration is plug-and-play.

Paylocity Retirement, powered by Vestwell, embeds 401(k) and 403(b) workflows into the platform, with payroll as the contribution data source and self-service for employees. As with decision support, this is a partner-powered layer, so we'd confirm which capabilities and integrations a given proposal includes before signing.

Paylocity Customers

Paylocity serves 40,000+ companies; Green Lawn Fertilizing/Green Pest Solutions is one documented benefits customer.

Paylocity Pricing

Custom pricing.

How has Paylocity Changed Over Time?

Best For

Paylocity is best suited to mid-sized U.S. companies already using Paylocity payroll and HR that want to consolidate benefits administration and employee data in one platform.

Paylocity in action
Reviewer's Rating
7/10

I used Paylocity as a consultant. Paylocity was chosen as the vendor of choice by my client after I presented them with a variety of solutions. We built out their payroll, HR, talent, and finally the performance management system to bring them to all electronic records.

We used their integrations so there was less administrative burden on the client who had a lean team. With the help of the benefit broker, we were able to cut down their administrative work time to manage benefits by over half!

What do you like about Paylocity?

As a consultant, I liked the implementation of Paylocity. They had a team to help along the way, coaching and advising the client on best practices. It made my job easier. I also liked the ESS feature, which was a huge improvement for the team. They were able to go from emailing their admin assistant to make changes, to now employees could do it all.

The reporting feature worked well, and we were easily able to pull customized reports for quick analysis. The dashboard also provided a line of sight for a lot of items.

Why did your organization buy Paylocity, and how long have you used it for?

I used Paylocity when I first started consulting in 2024. I was hired by a client to explore HRIS systems, specifically Payroll, HR, and ATS. They were using Gusto and had outgrown the platform.

They wanted a solution with better functionality and customization. They had grown to 150+ employees across multiple locations. They needed a solution that could handle it all.

What do you dislike about Paylocity?

I'd like more upfront pricing. I hate asking for quotes to get an idea of what the pricing looks like. While we did end up going with Paylocity, I shared that with all the vendors. We should be able to get a basic estimate of cost without the hoops.

Also, I was not a fan of the performance management component. It got the job done, but I was not a fan of the functionality of it.

The customer support was a bit lacking during the transition from the implementation team. The implementation team was super responsive, and the general customer support was a bit slow.

How is Paylocity different than their competitors?

I feel like Paylocity stacked up similarly compared to competitors. Paylocity had a bit better pricing and terms. Their implementation fee was not as large as the others for similar solutions.

What Instructions should people think about when buying this type of tool?

Cost/Budget: Paylocity is not a Gusto or Rippling price because it is way more advanced than them, so expect the pricing to be greater for the additional functionality.

Implementation Time: If you have a current HRIS system, you will need to have dedicated resources to fully implement the software well, migrate your data, back up data, and customize the features. This is not done in one day.

How has Paylocity changed or evolved over time to meet users needs?

I can't say. I used Paylocity for a limited time.

What specific type of user or organization is Paylocity very good for?

Paylocity is good for a company that needs a bit more robust features than the basic platforms out there. Reporting, employee self-service, benefit administration, payroll, etc.

What specific type of user or organization would Paylocity not be a good fit for?

Paylocity is not required for a small business with basic needs and minimal employees.

Remote

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Remote
Learn More
Popularity Score
4.2 / 5
User Score
4.6 / 5
Product Score
4.5 / 5

Why we picked Remote

While Remote is mainly known for their global payroll product, teams interested in options for benefits administration for internationally distributed teams should pay attention! That is because, unlike many vendors, Remote owns local entities in the countries in which they operate. This means, in very general terms, that its customers can offer their employees a more straightforward, more “local” experience regarding payroll and benefits.

PROS

  • Remote provides flat rates, so you can easily compare its pricing with other vendors. The platform doesn’t add a markup on any benefits premiums.
  • Self-service options for employees.
  • Local specialists provide 24/7 support.
  • Benefits plans are locally curated. Health, dental, vision, life, mental health support, and disability are all covered, as is pension/401(k).
  • Helpful resources are available on their site, offering tips for specific to geographic regions.
  • Equity-based compensation is available.
  • Fast and compliant payroll in 170+ countries.
  • Live chat support with local payroll experts.
  • Flexible, localized benefit packages.
  • Flat-rate pricing structure, no deposits or hidden fees.
  • Mobile app streamlines expense reimbursement with autofill from receipt photos.

CONS

  • Some employers reported a steep learning curve in learning to navigate the software.
  • No off-cycle pay runs are available at the moment.
  • Though the current live chat and email support have been great, there is no phone support users can reach out to.
  • Remote offers limited integration options, yet you can access its custom API for free.
  • Doesn’t have a free trial.
  • Redundant for organizations solely recruiting within the U.S.
  • Help center documentation isn’t easiest to understand.

Remote Review

Remote lets you offer customized benefits packages to fit each country where you have employees. The platform enables compliance by providing country-specific benefits and perks that adhere to local laws. We like that Remote is one of just a few vendors that own local legal entities in countries that the platform services. Since it has no intermediaries, it can offer more flexibility and speed.

Though they were a bit hard to locate in their respective app stores, both the Android and iOS apps are in good shape – they are easy to use and equipped with essential features.

Remote Customers

Arduino, GitLab, Paystack, Loom, cargo.one, Secureframe, Phaidra.

Remote Pricing

  • Contractor Management plan:  $29/contractor/mo
  • Employer of Record plan: $599/employee/mo (when paid annually)
  • Global Payroll and Remote Enterprise plans: Customized pricing – contact Remote for details
  • Startup and nonprofit discount: Eligible startups and nonprofits can get 15% off EOR and Contractor Management services for 12 months.
  • Refugee discount: Up to 10 employees free when hiring refugees

How has Remote Changed Over Time?

Best For

Remote is a robust solution for startups and distributed teams to provide their employees and contractors with country-specific benefits and easy onboarding and payroll.

Remote in action
Reviewer's Rating
8/10

I use Remote as a tool for our international hiring process, and we require international candidates at least once per month. Remote allows me to control the entire recruitment process from the job position posting until the onboarding process. It also helps me source candidates that match our job description and manage and organize the applicants through their integration with our ATS system.

What do you like about Remote?

I love Remote because I can post job openings in different countries, which helps me attract more candidates and create a talent pool. I like that it is user-friendly, and the features are easy to use and understand; you do not need to watch YouTube videos to learn how the platform works. Finally, it helps me create job postings that are more attractive to candidates using AI.

Why did your organization buy Remote, and how long have you used it for?

Our Customer Service department requires bilingual and, in some cases, trilingual profiles. This skill can be challenging to find in the market if you focus your search on just one country. I have been using Remote for the past four years, and it has helped us find seasoned candidates on different continents, opening the possibility of hiring international employees and meeting our recruitment goals.

What do you dislike about Remote?

It can increase the number of ATS systems that they can integrate with the platform. Remote has amazing additional services, but they offer them as an enterprise plan (extra cost); I believe some of them, such as global payroll, could be included in the talent acquisition plan. Although customer support is available 24/7, sometimes it takes a few days to get back to you with a solution.

How is Remote different than their competitors?

I have used different platforms to hire international employees. Remote.com allows me to contract directly with the employee for my organization, while other platforms only allow me to hire the candidates as freelancers or contractors, and we require full-time employees.

What Instructions should people think about when buying this type of tool?

If you want to increase your talent pool and hire remote workers, Remote.com is a good option. In addition, if you need help processing payroll according to the employment laws in each country, Remote.com takes care of it with global payroll.

How has Remote changed or evolved over time to meet users needs?

Remote.com has changed the way of remote work. Before, there was just one option: hiring someone as a freelancer or contractor. However, their platform is available in different countries and has opened the possibility of hiring full-time employees. Companies can now count on team members to be 100% focused on their needs.

What specific type of user or organization is Remote very good for?

Remote.com is for any type of organization, whether an international or multinational company or a business startup, because their platform adjusts to the organization's needs.

What specific type of user or organization would Remote not be a good fit for?

I believe it would not be a good fit for an organization that is looking to hire from a specific country where Remote.com does not have a presence.

OnPay

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OnPay
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Popularity Score
4.3 / 5
User Score
4.8 / 5
Product Score
4.7 / 5

Why we picked OnPay

OnPay ensures compliance and takes no upfront payment for its benefits administration software. When you decide to use it, you'll be connected with their team of licensed brokers so that your employees can get their favorite benefits from the best companies.

PROS

  • Transparent pricing is among the most budget-friendly in the industry.
  • Offers a one-month free trial.
  • The plan combines payroll, benefits, and HR tools.
  • Supports several pay types: regular hours, salary, overtime, and bonus. You can also create your own.
  • Ability to act as an insurance broker to help businesses find medical, vision, and dental insurance in 50 states.
  • Special payroll services for certain industries like restaurants, farms and agricultures, churches and clergy, and nonprofits.
  • Free tax form handling for W-2 employees and 1099 contractors.
  • Some HR services included within the plan at no additional cost.
  • 30-day free trial available (starts after OnPay verification).
  • Well-developed online help resources.

CONS

  • Incompetent mobile app with poor ratings (2.1/5) from iOS users.
  • Limited integrations.
  • Takes two to four days for direct deposit. No faster direct deposit option is available.
  • Lacks advanced HR features like employee surveys and performance reviews.
  • Poor functioned employee mobile app.
  • Requires payment four days before payday for direct deposit.
  • Doesn’t support automatic payroll.
  • Customer support sometimes hard to reach.

OnPay Review

We recommended OnPay because, besides being a solid cloud-based payroll software solution, it also offers features for HR management and benefits administration at an affordable, transparent monthly price. For businesses in certain industries like restaurants and agriculture, the platform also provides special payroll services (tip calculations, separate tax filings, etc.) without charging additional fees.

OnPay partners with several low-cost benefits administration providers so that you can choose several health insurances and 401(k) retirement plans for your employees. While we found that OnPay’s integration is quite limited compared to its rival Gusto, its feature-rich HR tools are offered without requiring users to upgrade their plans or pay more, making the platform a more cost-effective option for several startups and small businesses.

OnPay Customers

OnPay Pricing

  • OnPay charges a base fee of $40 plus $6 per employee per month.
  • Setup and migration of employee data are free of charge.
  • You can use the price calculator on their website to see exactly how much it’ll run you for your team size.
  • One-month free trial is available on the website.

How has OnPay Changed Over Time?

Best For

Businesses looking for an affordable software tool that can carry HR, payroll, and benefits in one place. Its special payroll offerings also make the software a better bet for businesses in industries like restaurants, farms and agricultures, churches and clergy, as well as nonprofits.

OnPay in action
Reviewer's Rating
7/10

I use OnPay daily. The platform reduces the workload for my department, especially concerning taxes and payroll runs. It also provides in-depth reports on employee compensation, ensuring we stay updated on compensation compared to industry standards. The platform is very user-friendly and easy to teach to my colleagues in the department.

What do you like about OnPay?
  1. It minimizes mistakes during payroll runs.
  2. It allows for unlimited payroll runs.
  3. I also appreciate the automated tax filings.
Why did your organization buy OnPay, and how long have you used it for?

We were looking for software to help streamline our tax processes. OnPay offers an automated tax system that handles most of the work, and it also allows us to run unlimited payrolls. This feature was crucial for us since we have multiple shifts within our organization. With OnPay, we found that these two pain points became much more manageable. I have personally used this platform for over two years.

What do you dislike about OnPay?
  1. I wish there was more flexibility in drilling down into specific reports.
  2. The company’s customer support could be better.
  3. The pricing structure could also use improvement.
How is OnPay different than their competitors?

The payroll runs and automated tax filings are two specific features that set OnPay apart from its competitors.

What Instructions should people think about when buying this type of tool?

If you're facing increased payroll runs that add extra costs per month, I would certainly consider this platform for your organization. This feature handles most of the heavy lifting regarding payroll, saving you time and effort. The automated tax filings are also a significant benefit for any business looking to streamline this process, reducing the workload for your HR or Accounting/Finance departments.

How has OnPay changed or evolved over time to meet users needs?

From my experience, the overall customer service has improved significantly. Getting support when needed, even for simple questions, has become easier since I started using the platform.

What specific type of user or organization is OnPay very good for?

OnPay is well-suited for any organization or industry, particularly small to medium-sized businesses.

What specific type of user or organization would OnPay not be a good fit for?

Large corporations may not find OnPay the best fit.

Papaya Global

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Papaya Global
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Popularity Score
4.3 / 5
User Score
4.5 / 5
Product Score
4.4 / 5

Why we picked Papaya Global

Papaya Global lets you manage payroll and provide benefits for your employees and contractors, wherever they are. They operate in 160+ countries, most of them through their EOR model. Their benefits offering has evolved notably with time, encompassing telehealth services and other forms of holistic wellbeing.

PROS

  • Employees get a personalized physical and mental health plan tailored to their location. They can then access these services through the web and mobile versions of the platform.
  • Papaya ensures prompt payouts within 72 hours across 160+ countries through the platform.
  • Transparent pricing with a 60-day money-back guarantee.
  • Dedicated customer success managers in your time zone for localized assistance.
  • The starter monthly fee is reduced to $12 per employee for full-service payroll.

  • Papaya Global packs the EOR services you need to do global payroll and employment compliantly in over 160 countries.
  • Automated payments in over 100 currencies, 80 of them directly to the worker's bank account through its global banking partners.
  • Dedicated customer support providing locations-specific knowledge regarding employment and payroll.
  • End-to-end payroll guaranteed payouts in 72 hours.
  • Offers four standalone solutions: data and insights, supplemental benefits & immigration support, payment services, and employee data management, making the platform more affordable and scalable.

CONS

  • Lacks local entities in some of the countries they operate in; no tax penalty guarantee information available.
  • No free trial or plan is offered.
  • Additional fees include setup, onboarding, cycle per employee, year-end fees, and a required deposit.
  • Limited existing integrations, but free use of pre-built APIs and custom API integrations.

  • No free trial or free plan.
  • Doesn’t own entities in all the countries it serves. The platform forms relationships with existing local in-country partners to handle employment in a specific region on the client’s behalf.
  • BI analytics reports and global immigration services cost additional fees.
  • Charges extra fees for setup, onboarding, employee cycle, and tax filing. Also requires a refundable deposit.
  • Built-in integration options aren’t very robust. However, the platform does offer pre-built APIs, SFTP, and custom API integrations for free.

Papaya Global Review

Paya Global is one of the best platforms for handling international benefits and payroll. With Papaya Global, you offer an overseas employee a similar benefits package (including equity) as if you had an operating entity in their region.

They can do this both through the Employer of Record and Contractor models. Of course, the pricing varies for both cases. It’s also worth mentioning that the global benefits offering is an add-on, starting at $190 per employee per month.

Papaya Global has garnered high praise from both users we've interacted with and our editorial team. Our familiarity with the tool dates back to early 2021, and it immediately impressed us with its transparent pricing, extensive HR capabilities, robust BI analytics, and localized customer support.

The platform serves both employers and employees, offering seamless access to payroll, payments, and workforce analytics. It guarantees automated payments in local currencies, personalized benefit packages, and multilingual pay slips across 160+ countries.

That said, when considering Papaya Global for your global payroll software, remember that it may not have a local entity in the particular service region you need one and, when that is the case, they rely on third-party local partners. Note that while pricing transparency is a strength, additional expenses like setup fees per location, onboarding fees, cycle fees per employee, year-end tax filing fees, and a refundable deposit should be considered.

Papaya Global Customers

Wix, Intel, Johnson & Johnson, Toyota, Deezer, Fiverr, Microsoft

Papaya Global Pricing

  • Full-Service Payroll service: Starts at $12 per employee per month, with flexible options based on operational needs.
  • Payroll Platform License service: Begins at $3 per employee per location for tech upgrades.
  • Data and Insights Platform License service: From $150 per employee per month, offering real-time analytics on payroll costs and headcount.
  • Payments-as-a-Service service: Starting at $3 per employee per month, delivering a dedicated workforce payment platform.
  • Global EOR plan: Ranges from $650 to $1000 per employee per month for comprehensive EOR management.
  • Contractor Management & IC Compliance plan: Tailored services for outsourced contractors, starting at $2 per contractor per month.
  • Global expertise services: Starting at $190 per month per employee, this lets you add the global health plan, immigration support, and global equity for employees.

How has Papaya Global Changed Over Time?

Papaya Global's benefits offering has evolved to focus more on holistic well-being, covering mental health and featuring e-services like telehealth and self-care tracking apps. Their equity management tool now supports a vast spectrum of options, including (NQSOP; ISO; ESOP), Restricted Stock Units, Cryptocurrency, Employee Share Purchase Plans, and even Phantom Stock Plans.

Best For

Papaya Global is a top choice for streamlining global payroll and benefits operations in countries with established entities, especially for businesses with international hires located within Papaya Global’s extensive country coverage.

Papaya Global in action
Reviewer's Rating
9/10

We started by using the payroll functions to consolidate our global payroll teams into a single platform that headquarters could manage. The success of this initiative led us to expand our use of Papayaglobal, incorporating additional functions such as global recruiting and the employer of record service. This allowed us to streamline our employee experience across all locations. Eventually, we added the employee portal feature, further enhancing the consistency and efficiency of our HR processes worldwide.

What do you like about Papaya Global?
  1. The tool ensures compliance with employment legislation across different countries.
  2. It handles payroll functions, including currency and tax laws, specific to each country.
  3. The platform provides a unified experience for all employees globally, which can be managed from a central location.
Why did your organization buy Papaya Global, and how long have you used it for?

The organization I worked for needed to streamline its payroll and HR platform to cover all global locations. We were struggling to manage payroll efficiently while complying with various employment laws. The financial burden of maintaining multiple teams to oversee these functions was also a concern, as it was costly to ensure accuracy and compliance. Payroll was our primary focus, so we sought a platform that could handle these tasks without requiring a large, expensive team in each country. We have used this tool for several years now, with significant improvements in efficiency and cost savings.

What do you dislike about Papaya Global?
  1. The primary support is via chat, which can be inconvenient during urgent situations.
  2. The cost might not be suitable for startups or small businesses.
  3. The learning curve is steep for large companies, requiring significant time to implement and integrate fully.
How is Papaya Global different than their competitors?

Papayaglobal offers a globally integrated service that ensures compliance with employment and tax legislation. Compared to similar tools, it is user-friendly once you become familiar with it. The ability to manage all employee functions from headquarters on a single platform distinguishes it from others, making it a valuable investment.

What Instructions should people think about when buying this type of tool?

Papayaglobal is ideal for large companies with multiple global locations seeking a unified platform for HR and payroll management. It is particularly beneficial if you want to manage these functions centrally while providing a consistent experience for all employees.

How has Papaya Global changed or evolved over time to meet users needs?

Papayaglobal has become more user-friendly and has expanded its support options. It now offers more integrations with other software, making it even more versatile and useful.

What specific type of user or organization is Papaya Global very good for?

Papayaglobal is excellent for large, multi-location organizations. It is particularly useful for companies with global operations looking to consolidate HR and payroll functions into a single team at their headquarters.

What specific type of user or organization would Papaya Global not be a good fit for?

Papayaglobal may not be suitable for startups or small businesses with limited locations. The cost may outweigh the benefits for smaller operations. However, it could be worth considering as part of a global expansion plan.

Bennie

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Bennie
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Popularity Score
4.1 / 5
User Score
4 / 5
Product Score
4.3 / 5

Why we picked Bennie

Designed to make benefits more accessible and less complicated, Bennie is available both as a web and a mobile app. With it, employees can track claims spending, estimate cost of care, find a doctor, access a live concierge team, and more.

PROS

CONS

Bennie Review

Bennie is a hub for your employee benefits information on a mobile-first platform. If employees have any questions about their benefits, they simply go to the app and interact with Ask Bennie, a smart healthcare concierge.

For employers, Bennie skips the typical brokerage experience. Instead, Bennie partners with major regional and national carriers to bring your company more personalized benefits. HR teams have their own backend to manage everything in one place. Customers also get access to strategic benefits and HR technology consulting.

Bennie Customers

  • Schedulicity
  • Superhuman
  • Nabis

Bennie Pricing

The Bennie app is free to use for your company and employees. Bennie shops around for the best plan for your company, and takes a commission from the insurance company you decide on.

How has Bennie Changed Over Time?

Best For

Companies in the 50-500 employee range.

Bennie in action
Reviewer's Rating
10/10

We used Bennie as our benefits broker. They handled getting quotes, setting up open enrollment, and presenting to employees. Bennie ran all the meetings associated with open enrollment and fielded employee questions.

They were most helpful with our employees, acting as an extension of our team and essentially becoming our benefits department. Their app made it easy for employees to access medical cards, understand plans, and get assistance.

Bennie saved me days of time each month by handling benefits questions. They also supported us with our HRIS system through their internal connections.

What do you like about Bennie?

Working with Bennie's team is one of the best aspects of Bennie. They make benefits easy to understand for HR professionals and employees. Bennie prioritizes helpfulness over sales. Their app saves the HR team time and simplifies benefits navigation for employees.

Why did your organization buy Bennie, and how long have you used it for?

Our company chose Bennie because our previous insurance broker was not very helpful. Bennie's team was supportive from the beginning, breaking down benefits concepts and information clearly. They also secured better pricing for our benefits. Their tech-focused and innovative approach was a significant factor in our decision. We used Bennie for at least two years while I was with the company.

What do you dislike about Bennie?

I can't find much to dislike about Bennie. More clarity about timing for adding new employees to the system would be helpful. It would also help if customer success managers set specific dates for renewals. However, these issues are minor.

How is Bennie different than their competitors?

Bennie leads with helpfulness and acts as an extension of the HR team. They have been customer-focused from the start, with an amazing support team. While competitors may be catching up, Bennie was built on this helpful approach.

What Instructions should people think about when buying this type of tool?

Consider the cost savings from a benefits perspective, as this is where most savings will come from. Time savings are also crucial; directing benefits questions to Bennie saved me a lot of time. Assess how they present information and whether they offer options and suggestions to improve your benefits strategy. Evaluate if they help you benchmark your current position.

How has Bennie changed or evolved over time to meet users needs?

They have increased their services and partnerships. As the benefits landscape changes, Bennie keeps up with these shifts.

What specific type of user or organization is Bennie very good for?

Bennie is suitable for anyone looking to improve their benefits and benefits strategy.

What specific type of user or organization would Bennie not be a good fit for?

Organizations with fewer than 100 employees headquartered in New York might not see as much savings due to NY laws and regulations around benefits pricing.

Namely

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Namely
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Popularity Score
4.7 / 5
User Score
4.1 / 5
Product Score
4.6 / 5

Why we picked Namely

Easy to navigate, Namely is extremely organized and uses the best-in-class technology. Its benefits administration software is integrated with its HR and payroll system to save time and complexity.

PROS

  • Namely’s user interface is highly praised for its intuitiveness and cleanliness, allowing users to navigate the platform effortlessly despite its extensive features.
  • Users appreciate Namely's employee onboarding module, which includes a user-friendly wizard that helps new hires quickly understand their tasks and responsibilities.
  • In addition to the platform's built-in tools for data management, recruiting, onboarding, time off tracking, payroll, and benefits administration, Namely offers managed payroll and benefits administration services, alleviating the workload for internal teams.
  • The majority of users are able to navigate Namely without any issues. They find the UI to be intuitive and clean, despite the fact that the platform has lots of features. 
  • Namely’s employee onboarding module gets a alot of praise from users. It features an easy-to-follow wizard, which helps new hires get on quickly and be clear on what they need to do. 
  • Besides the platform’s built in features for data management, recruiting, onboarding, time off tracking, payroll and benefits administration, there are also managed payroll and benefits administration services you can opt for to reduce the burden on your internal teams. 

CONS

  • Namely's primary focus is on the U.S. market, limiting its suitability for those seeking a global payroll and benefits provider.
  • Implementing Namely can take a while, with an average implementation period of 6-8 weeks, according to the platform's own team.
  • Namely lacks dedicated features for employee development, such as skill training, career pathing, and succession planning.
  • Users should verify if Namely is compatible with their existing benefits provider, as there have been reports of Namely's team persuading customers to switch to providers that charge higher fees.
  • Namely primarily operates in the U.S., which means if you’re looking for a global payroll and benefits provider, this platform isn’t for you.
  • Though many praise the platform’s ease of use, it does take long to implement it. Namely’s own team says that an average implementation takes between 6-8 weeks.
  • For a platform of Namely’s size, there currently aren’t any features that focus on employee development such as skill training, career pathing, succession planning etc. 
  • You’ll need to check beforehand if Namely can work with your existing benefits provider, if you have one. There have been a few reports (but not few enough to ignore) about Namely’s team convincing customers to change their benefits provider to providers that charged them more. 

Namely Review

Namely’s comprehensive HR suite packs a range of features that make it an excellent choice for benefits administration. You can enroll your employees in, track, and manage various benefits programs such as health insurance, retirement plans, and flexible spending accounts. All of this is simplified through customizable online enrollment forms that provide employees with plan details. The software also allows for seamless integration with insurance carriers and third-party administrators to automate data transfers and reduce manual entry errors.

We appreciate a good reporting module, and the one Namely has can not only generate reports but also give you deep insights into benefits utilization, costs, and trends, which is a nice feature to have if you want to frequently improve your benefits plans and compete in today’s super competitive hiring landscape.

Namely Customers

Over 1200 companies use Namely, including Greenhouse, The Channel Company, Life is Good, and OneLogin.

Namely Pricing

Namely does not disclose their pricing upfront. However, having no benchmark provides the unique opportunity to negotiate with sales to determine the right price for your company specifically.

How has Namely Changed Over Time?

Best For

Namely targets mid-sized companies. They specifically mention companies with 50-1000 employees.

Namely in action
Reviewer's Rating
8/10

We use Namely daily, and it has become our central hub for nearly all HR tasks. The key workflows include payroll processing, where the automated system ensures timely payments and handles all tax calculations and filings, which used to be a tedious monthly task.

We also rely on Namely for benefits administration; employees can easily update their benefits through the platform, with everything syncing up to ensure accurate deductions. The onboarding process for new hires is another area where Namely excels; new employees can complete their paperwork online before their first day, which is a major improvement over our previous paper system.

The performance management tools are also very useful. Additionally, the reporting and analytics features, which were suggested as a new initiative by me, are now regularly used to gain insights that drive our HR strategies.

What do you like about Namely?
  1. User-Friendly Interface: Intuitive and easy to navigate, making it accessible for both HR staff and teams.
  2. Integrations: It integrates payroll, benefits administration, and performance management, streamlining processes and eliminating the need for scattered Google Sheets.
  3. Employee Self-Service: The self-service portal allows employees to manage their personal information, view pay stubs, and access benefits details independently, saving us time from routine administrative tasks. This is the future of HR, as automation should be adopted across the board.
Why did your organization buy Namely, and how long have you used it for?

At Impactable, we chose Namely because we were overwhelmed by managing too many HR systems that didn’t integrate well. It was challenging to keep up with payroll and benefits manually, so we needed a solution that could consolidate everything and simplify our processes, allowing us to focus on developing the new platform.

Namely turned out to be a great choice. It has a user-friendly interface that even the least tech-savvy among us can navigate with minimal training. The employee self-service portal was something we didn’t realize we needed, but it has been incredibly helpful in allowing the team to manage their own holidays and benefits without constantly contacting HR.

The analytics and reporting tools, while not initially a priority, have also proven useful. I’ve been using Namely for two years now, and overall, it has greatly improved our organization’s efficiency.

What do you dislike about Namely?
  1. Customer Service Issues: The customer service can be slow and sometimes unresponsive, which is disappointing given the quality of the product.
  2. Integration Challenges: It took time to get the integrations working correctly, and we had to invest considerable effort in training everyone to manage them.
  3. Reporting Features: The reporting features are difficult to use and have limited customization options, which was a letdown.
How is Namely different than their competitors?

Namely is much easier to use compared to other HR tools, with everything from payroll to benefits consolidated in one place. It has a sleek interface, and the employee self-service portal allows staff to manage their own information. Unlike some competitors, Namely offers solid reporting tools and continuous updates, keeping the platform modern and efficient. Overall, it simplifies HR tasks better than many competitors, although I haven’t used many similar tools recently, so they might have improved as well.

What Instructions should people think about when buying this type of tool?
  1. Ease of Use: Ensure the platform is user-friendly for both HR staff and employees.
  2. Integration Capabilities: Look for seamless integration with existing systems such as payroll, benefits, and other HR tools you already use.
  3. Customer Support: Check the quality and responsiveness of customer support, as effective support is crucial for resolving issues quickly.
  4. Feature Set: Evaluate the range of features offered, such as employee self-service, performance management, and reporting capabilities, to ensure the tool meets all your HR needs. Avoid tools that require additional services to cover all necessary functions, as there are comprehensive solutions available.
How has Namely changed or evolved over time to meet users needs?

The interface has improved, and integrations are smoother. However, customer service hasn’t seen much improvement.

What specific type of user or organization is Namely very good for?

Namely is particularly well-suited for mid-sized organizations with 50 to 1,000 employees across various sectors such as media, technology, and eCommerce. It's ideal for companies looking for an all-in-one HR solution that integrates payroll, benefits, and performance management. Businesses that require comprehensive analytics and reporting tools to make informed HR decisions will also benefit significantly from Namely’s features.

What specific type of user or organization would Namely not be a good fit for?

Namely may not be a good fit for very small businesses or startups with fewer than 50 employees, as the cost and complexity of the platform might be excessive for smaller operations.

Maxwell Health

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Maxwell Health
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Popularity Score
4 / 5
User Score
4.3 / 5
Product Score
4.1 / 5

Why we picked Maxwell Health

A one-stop technology solution that merges your HR ecosystem with benefits administration system, Maxwell Health helps employees save time and make sound decisions about their benefits.

PROS

CONS

Maxwell Health Review

Maxwell Health, now owned by Sun Life Insurance, offers companies a modern approach to managing benefits for employees. From open enrollment to COBRA, they can help you stay compliant, and give employees a wide range of options all available through an easy to use mobile interface.

Maxwell Health Customers

  • Rose Street Advisors
  • Taney County, Missouri
  • Harrisburg University of Science and Technology

Maxwell Health Pricing

Maxwell does not release their pricing online. You will have to contact a sales representative.

How has Maxwell Health Changed Over Time?

Best For

If your company isn’t picky about what insurance company to work with, Maxwell Health’s partnership with Sun Life Insurance is ideal. You get a simplified end-to-end experience, requiring even less administrative work on your part.

Maxwell Health in action
Reviewer's Rating
8/10

We used Maxwell primarily for open enrollment. It also allowed employees to manage their benefits throughout the year. The platform was instrumental in streamlining workflows for employee benefits administration. It was utilized year-round, ensuring employees could access and update their benefits as needed.

Employees also used it to make personal changes to their benefits, such as updating dependents or coverage options.

What do you like about Maxwell Health?
  • The platform is user-friendly for both employers and employees.
  • It provides a centralized system to manage all employee benefits.
  • It simplifies and streamlines the open enrollment process.
Why did your organization buy Maxwell Health, and how long have you used it for?

Maxwell Health was provided to my company through our insurance provider. Prior to this, my company did not have a centralized platform for managing employee benefits. Maxwell streamlined our open enrollment process and overall benefits management. It provided a single platform for employees to access and manage their benefits easily.

Additionally, it simplified benefits administration for the HR team, making the process much more efficient.

What do you dislike about Maxwell Health?
  • It can be challenging to get direct support within the system.
  • There were occasional issues with employee records after they updated their personal information.
  • From an employer’s perspective, it was difficult to make changes during open enrollment once the official deadline had passed.
How is Maxwell Health different than their competitors?

Maxwell offers a simplified and user-friendly platform that employees can easily navigate and understand.

What Instructions should people think about when buying this type of tool?

Pricing should be a key consideration when selecting a platform. Ensure the tool is user-friendly for both employers and employees to avoid unnecessary complications. Integration with your payroll platform is highly beneficial for seamless administration.

Confirm that it is compatible with your offered benefits and your insurance broker’s platform(s) to avoid technical issues.

How has Maxwell Health changed or evolved over time to meet users needs?

he platform has undergone slight modifications to improve usability, making it more user-friendly for employees.

What specific type of user or organization is Maxwell Health very good for?

Maxwell is well-suited for organizations that provide multiple benefits to their employees.

What specific type of user or organization would Maxwell Health not be a good fit for?

It may not be ideal for companies that offer only a few employee benefits, as the platform’s capabilities might be underutilized.

Rippling

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Rippling
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Popularity Score
4.2 / 5
User Score
4.2 / 5
Product Score
4.1 / 5

Why we picked Rippling

Rippling is geared toward SMBs with its terrific automation and built-in integrations. Besides common features like self-service and onboarding, the benefits administration tool lets you work with your picked broker within the app and choose benefits packages from over 4,000 plans.

PROS

  • Rippling can operate globally with almost any currency.
  • 500+ integrations.
  • Automates issuance processes.
  • Provides a holistic view of company outflows—headcount costs included.
  • All-in-one platform for employee management + PEO services offered, and even a suite of other IT products 
  • With 500 integrations, it’s very likely that they integrate with other key tools from your tech stack.
  • Operates globally with any currency
  • Workflow automation
  • Analytics opportunities
  • Provides a holistic view of company outflows—headcount costs included

CONS

  • Total buy-in to Rippling is essential.
  • No free trial.
  • Phone support is available via the HR Help Desk service, which costs extra.
  • Very SMB-oriented, so perhaps not the best option for larger companies.
  • Total buy-in to Rippling is essential 
  • Very SMB-oriented, in case you’re a larger company. 
  • New features tend to be buggy in ways that tech teams are not accustomed to fixing

Rippling Review

Rippling is in a class by itself compared to other benefits administration software. With a remarkable 500 app connectors, it surpasses most vendors we've tested across multiple categories. This helps the tool not only perform standard features an average benefits tracking system does, like parsing a paper receipt image captured with a phone but can also contextualize spending activity within the larger framework of employee data.

We tested Rippling's benefits management features and discovered that despite being a relatively new solution, it stands out for its strong emphasis on automation. Alongside standard functionalities like online onboarding, benefits enrollment, and employee self-service portals, Rippling offers unique capabilities.

One notable feature is the ability to add your existing broker as a user or receive recommendations if you don't have one. Additionally, Rippling excels in automation by automatically updating employee deductions when qualifying life events occur, such as location changes or marital status updates.

In the past two years, Rippling has expanded its offerings to include time and attendance, talent management, learning management, licensed PEO services, and global payroll. Remarkably, the platform has maintained its eye-catching UI despite the additions. However, there are a few aspects to keep in mind.

While you have the flexibility to select and purchase modules separately, Rippling’s core HR offering is the starter plan for all iterations.

Rippling Customers

Vox, Maximum Games, Superhuman, Compass Coffee, Highnoon.

Rippling Pricing

Rippling's Core HR platform starts at $8 per employee per month. Contact Rippling regarding a custom Benefits Administration quote.

How has Rippling Changed Over Time?

Best For

Rippling is best for small to medium-sized companies, globally or nationally distributed with multiple levels of organization.

Rippling in action
Reviewer's Rating
10/10

We use Rippling daily and biweekly for payroll. I love it because it autocalculates wages and backpay, etc. In Rippling, we use the Time Off feature (video included) where we have over 5 time off policies it co-manages for us.

The workflow plan we have is only the basic workflows, as you have to purchase workflow plans if you want the fancy ones like payroll reports emailed out after payroll, or submitting email to admins once payroll is approved, but we use the free flow like birthdays.

We also use the retirement feature as well. We use a 3rd party for IRA and I key in amounts and Rippling takes it from there. We do not use their benefits.

What do you like about Rippling?

I love that the system is user friendly, despite being complex. Like, you can just go in and figure most of it out. I love that. I love the integration abilities, our Microsoft 365 is integrated. I love Rippling University that allows you to get certified in all areas of the system.

Why did your organization buy Rippling, and how long have you used it for?

We have used Rippling since January 2026. We were looking for something new that would maximize on AI, workflows, and automation. Rippling is growing in demand and we believe it is the future of payroll. Why? Well, the future is automation and auto-formulas. Rippling offers that.

In regards to my CFO, she loves integration and so we are on the journey to integrate QuickBooks with Rippling. It can sync with a lot of products. It's impressive, so in terms of growth and longevity, this is the choice for us, as grandfather systems like Paychex might be outdated in terms of technology.

What do you dislike about Rippling?

Rippling is self directed, so if you are new to payroll, you could struggle with things being self guided. The technical team is in India, and can be difficult to understand at times. The Time Off does not prorate initial balances for you, it starts when you key it in. That part could be cleaned up a bit to continue their automation. It's normal, but stands out given most everything is automated.

How is Rippling different than their competitors?

Rippling has certifications that you can post on LinkedIn. I find they are superior in integrations. The possibilities are endless. Not only that, again, they have made it easy to discover and use. There is no part of Rippling that is really nuanced in a bad way.

The integration we are getting now is the accounting feature that talks with our former system, QuickBooks. This will help us, as having everything housed under 1 hub is essential for control, speed, and accuracy.

What Instructions should people think about when buying this type of tool?

They offer 3 months for free, but that makes your contract 15 months vs 12, not really a good deal to me. So be aware of that tactic.

If you are not able to follow self-directed, then your administrator might struggle a bit, as you have a person, but it's clear they do not really teach. Just ensure set up. Not a problem for me, but I can see others struggle.

If you just use it for payroll, it can be boring because it does all the work for you, but if you have time off, workflows, scale and growth, then this is the perfect system for you.

How has Rippling changed or evolved over time to meet users needs?

Rippling is just 5 months old to us, but what has changed is they are allowing us to free trial some items, like our IT overview. We are able to grant new hire emails when we hire new people without having to call IT to do it. Hiring also sets up their Microsoft 365 account for us.

So, I do like that they allow exposure to new products for growth and trial. That is very important as some of us want to evolve as technology evolves and Rippling allows that.

Also, your perm rep is usually non-responsive, which is okay because we had a fantastic implementation person. Service seems to be a luck-of-the-draw, as I know another person who did not enroll with Rippling because Sales could not show her what she needed in terms of system. They did not address her specific needs as they did mine.

What specific type of user or organization is Rippling very good for?

Rippling is good for 50 - 2,000 employees. I think larger systems might need a grandfather system like Paychex and Paycor, ADP, etc.

Why? Well, it's new and their reporting features are not as robust in terms of "fields" (they call them recipes) to make reports. I am a report person so that is important to me. They do lack in reporting to me. So, a place that is terse on their reporting might want to figure all that out before switching to Rippling.

What specific type of user or organization would Rippling not be a good fit for?

If you are new to payroll and need guidance, this is not for you as it's self directed. If you just want a basic payroll platform, then Rippling is not for you as it has bells and whistles and can do so much.

I can also see if you just need to run payroll, and nothing else, then their display and trials could get overwhelming. It is important to note, you are paying for automation, you must use it.

Also, if you don't want a newer product for whatever reason, this is not the platform for you as it's only 10 years old and has been public for 8.

Why Use Benefits Administration Software

As an employer, you are required to offer certain benefits (like health insurance and Social Security), while others are “nice-to-haves” that can help with recruiting and retention. 

The more benefits you offer, the more administrative work you have to manage — unless, of course, you use benefits administration software. If you offer any or all of the following benefits, a benefits admin platform can streamline how you manage them — and how employees sign up for them:

  • Social Security: A federal benefits program that provides insurance for older workers and their spouses, those whose spouse or qualifying ex-spouse have died, and the disabled.
  • Worker’s Comp: Benefits given to employees who suffer work-related injuries or illnesses. It helps cover medical care, wages from lost wok time, and more.
  • Health Insurance: A type of insurance that covers medical and surgical expenses. This is arguably your biggest benefits expense.
  • Unemployment Insurance: A state-provided insurance that workers are eligible for if they lose their job and meet other requirements.
  • Family Medical Leave: The Family and Medical Leave Act (also known as FMLA) provides up to 12 weeks of job-protected leave per year to care for a seriously injured or ill immediate family member (i.e. spouse, child, or parent). While the leave is unpaid, FMLA requires that health benefits remain intact.
  • Vacation Time & Other Paid Leave: This can include a certain number of PTO days, sick days, and parental leave for your full-time employees.
  • Affordable Care Act (ACA) Coverage: The landmark health reform, also known as Obamacare. Under the ACA, employers with 50 or more full-time employees are required to offer affordable, essential coverage to their full-time employees or choose to pay a tax penalty.
  • Dental Insurance: A type of insurance that covers certain dental procedures and expenses.
  • Vision Insurance: A type of insurance that covers certain vision procedures and expenses.
  • Pet Insurance: A type of insurance that covers certain veterinary costs when your pet gets sick or injured.
  • Wellness Programs: While these differ per company, wellness programs are designed to promote long-term health for employees. Some programs include discounts on gym memberships, providing on-site fitness classes, offering preventative health screenings, hosting stress management workshops, stocking kitchens with healthy snacks, etc.
  • Financial Wellness: Financial wellness programs are designed to help employees take control of their finances so they can spend smarter, reduce debt, and save more money. Such programs include retirement/401k plans, student debt repayment, and more. 
  • Education Benefits: Also known as tuition benefits, education programs are designed to give employees opportunities to further their education. For example, some companies offer employees a reimbursement benefit up to a certain amount that covers classes, courses, certifications, etc. 
  • Life Insurance: A type of insurance that provides a lump-sum payment to the insured’s beneficiaries upon the insured’s passing.
  • HSA & FSA: Pre-tax dollars that can be used for health-related and other approved expenses.

If you're not sure what benefits to offer at your company (besides, of course, the bare minimum requirements), consider who your full-time employees are. 

In other words, what is important to them? For example, if the bulk of your employees are fresh out of college, a financial wellness benefit that helps them pay off their student debt will be a very attractive offering. You could also survey your employees if you're on the fence about a certain benefit to see if it’s something they actually want and would use.

Pro Tips on Benefits Administration Systems

Considerations for Employee Benefits Admin — Plus, Common Mistakes to Avoid

The features we just listed are pretty comprehensive, but benefits admin software won't take everything benefits-related off of your plate. Not only that, benefits management in general has its share of challenges. To make sure you do benefits "right," have successful open enrollment periods, and don't blow your benefits budget, here are six considerations and common mistakes to look out for:

  • Choosing benefits that fit your company's need vs everything: As you probably already know, there are seemingly endless benefits you could offer to your employees. While it might be tempting to offer everything under the sun (which can be a great recruiting tool), you might end up creating more work and spending more money than it’s worth. In other words, you could wind up offering (and paying for) benefits that your employees don’t actually use. So think about what makes sense for your company and your employees — and start there.
  • Not allowing employees to pick and choose benefits: By nature, people like having choices and making informed decisions for themselves. So give them different options so they can pick and choose the benefits that are right for them.
  • Compliance with mandated benefits: Under laws like the Affordable Care Act, certain benefits are required for businesses of 50 or more full-time employees. If you don’t stay compliant, you could be charged fees. Fortunately, many benefits admin solutions offer automated compliance workflows so you can get the right forms to the right regulatory bodies when you need to.
  • Knowing which benefits are offered tax free: Offering tax-free benefits are a win-win for your company and your employees. For example, tax-free benefits like health savings accounts, flexible spending accounts, commuter benefits, even tuition benefits can save your employees — and your company — money. After all, the income your employees set aside pre-tax for these benefits does NOT count toward your payroll tax dues. So, you could be leaving money on the table if you don’t offer tax-free benefits — or if your employees aren’t taking advantage of them.
  • Costs can get high quickly: Your benefits offering can get expensive very quickly, especially when it comes to healthcare coverage. There are a variety of ways to keep your costs in check — from cost-sharing with employees (i.e. with increased employee contributions and higher deductibles), to changing vendor partners (like moving retirees from group plans to Medicare), to managing pharmacy spend (for example, encouraging the use of generic prescriptions or adding a narrow network).

Benefits & ROI

Benefits admin software can help your company in a myriad of ways. Here is a summary of the benefits we’ve mentioned:

  • Compliance: At the most basic level, you’re required by law to offer certain benefits — and benefits admin software makes it easier for you to stay compliant with these laws.
  • Less Busy Work: Because benefits admin software lets you automate the paperwork-heavy busy-work associated with benefits, your team will have more time to focus on other high-priority areas.
  • Employee Satisfaction: Open enrollment will no longer feel like a chore for your employees — instead, they’ll be able to make smart enrollment decisions online and, in most cases, with just a few clicks. Offering a full-suite of benefits (that are easy to elect) will help you attract top candidates to your organization — and keep them once they’re hired.
  • Smarter Investments: Because benefits admin software offers reporting, you’ll be able to see what benefits are being utilized the most — and which ones aren’t worth investing in further.

To get an idea of what benefits like these can actually do for your bottom line, check out our HR Tech ROI Calculators.

Pricing: What Employee Benefits Admin Platforms Cost

Most benefits admin platforms charge on a per-employee-per month basis and offer tiered pricing depending on the amount of features and functionality you’re looking for. We’ve seen pricing start as low as $8/employee/month. 

When you have your demo(s), you should get a pricing plan that is customized for your company and needs. Just make sure that each quote you get breaks down the features that are included so you can easily compare and make the most informed investment for your company.

Features: What You Can Expect from Benefits Administration Software

Benefits administration software isn’t just a way to centralize your benefits management and alleviate the burdens of paperwork and other administrative tasks. They also offer a host of integrations and features to make your job easier, keep you compliant, save you money, and promote employee engagement. Let’s take a look:

  • Suite of Benefits: Depending on the vendor you choose, you can manage all of your benefits in one place. We’ll talk about this later in the guide, but remember to ask your vendor(s) of choice which benefits are included with their solution.
  • Online Enrollment & Self-Service for Employees: Allow employees to opt-in to their benefits elections themselves — and say goodbye to endless paperwork. With a safe and secure benefits admin platform, your employees can easily enroll in their plans of choice online — or even through a mobile app.
  • Plan Configuration: Easily set up and manage all plans and benefits in one place. This not only makes things easier for your HR/people operations team, it also makes benefits shopping easier for your employees. They can more easily compare plans and sign up online.
  • Payroll Integration: Integrate your benefits and payroll data so the right deductions automatically sync to each employee’s payroll record.
  • Simple Onboarding: Make onboarding easy for new employees by centralizing all necessary paperwork and enrollment opportunities in one place. What’s more, if an employee leaves your company, you can just as easily un-enroll them and initiate COBRA.
  • COBRA: Easily manage COBRA eligibility and compliance with automated reporting to your COBRA administrator. 
  • ACA Reporting: The Affordable Care Act requires employers with 50+ full-time employees to report healthcare coverage to the IRS. With benefits administration software, you can easily generate forms 1094 and 1095 and submit your reports for you so you stay compliant (and avoid fees).
  • More Compliance: In addition to ACA and COBRA compliance, benefits administration software can help you stay compliant in other areas — and get ahead of changing regulations. This includes compliance with HIPAA (i.e. protecting employees’ Personal Health Information, or PHI), ERISA, the Dept. of Labor, the IRS, and OSHA.
  • Reporting: Automate reporting of your HR data — including billing insights, headcount and attrition reports, job and salary reports, and more — to make more strategic, data-driven people decisions. You could even benchmark against other companies in your space to see if there are opportunities or areas of improvement. 

As you develop your full benefits package, think about the features that would benefit your employees the most AND that would help make your job easier.

Demo Questions: What to Ask About Benefits Administration Software

We always recommend demoing a couple vendors so you can see their platforms in action before you actually invest. To prepare for your demos, create a list of questions specific to your company’s benefits needs. Here are some sample questions to get you started:

  • What benefits does your platform have?
  • What benefits do you find are most attractive to employees like mine?
  • How can employees sign up for benefits?
  • Can employees access their benefits plan on their phones?
  • How does HR create a benefits plan?
  • How will this solution fit into the rest of my tech stack and therefore what integrations do I need?
  • How will others in the organization use this solution?
  • What are the key features I want to ask about?
  • What are the things that would make me nervous about buying this sort of solution?

Implementation: Getting Your Employee Benefits Software Off the Ground

The first step to implementing benefits admin software is figuring out what your suite of benefits looks like. From there — and based on the information you gathered during your demo — you’ll know what is required to get your platform of choice up and running. For example, you might need to engage your IT team to help with any necessary integrations.

Then, you’ll need to encourage utilization of the platform during open enrollment periods, for new employees who are onboarding, and for employees who are leaving and need to sign up for COBRA. To get employees to make their benefits elections before your open enrollment period ends, we recommend a variety of touch-points, including:

Software Training Sessions: If you're using a new system, you're going to need to train your HR or People Ops team on setting up and managing each benefit. Then, you'll need to introduce the platform to your employees so they know how to use it. You could do this a number of ways:

  • Ask your vendor if they have pre-recorded training videos that you can share with your employees
  • Meet with individual teams to walk them through the platform
  • Give a brief demo of the platform at an all-staff meeting

All-Staff Emails: Send a note to the entire company at the beginning of open enrollment with instructions on how to use the platform, what actions they need to take by the deadline, what happens if they don't do anything, etc. Then follow-up with "last-call" reminders as the deadline approaches.

Engage Team Leads: Ask team leads and managers to remind their direct reports to make their benefits selections before the deadline.

Benefits Administration Software FAQs

What is benefits administration software?

Benefits administration software are platforms built specifically to plan and provide benefits packages to employees, while also maintaining compliance with government regulations.

Why use benefits administration software?

Benefits administration software streamlines all benefits operations, saving your HR team much needed time. In addition, all employee benefits data is held in one portal, meaning you can analyze all benefits information and create detailed reports about what benefits are used most or least. This provides you with valuable action points for benefits administration. Finally, letting software maintain compliance for you ensures simple, fast, and accurate reports to the IRS and other government entities.

What are some features of benefits administration software?

Features of benefits administration software include reporting, ACA and COBRA compliance, onboarding tools, plan configuration, self-service portal, online enrollment, and payroll integrations.

Next Steps for Your Employee Benefits Administration

Broadly speaking, there are two ways to get benefits admin support: a platform that only focuses on benefits admin or a more comprehensive Human Capital Management (HCM) suite that offers benefits admin as one of many HR features. 

So, you’ll need to figure out which one will make the most sense for your company. We recommend demoing a couple vendors that fit into these two buckets so you can see how their solutions and features align with your needs and budget.

About the Author

Phil Strazzulla
HR Tech Expert, Harvard MBA, Software Enthusiast
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Phil is the founder of SelectSoftware Reviews, a website dedicated to helping HR and Recruiting teams find and buy the right software through in-depth, expert advice. He has bought over $1 million worth of HR and Recruiting tools. Additionally, as of 2023, nearly 3 million HR professionals have relied on his advice to determine which business software they should buy.

Phil studied finance at New York University and started his career working in venture capital before getting his MBA from Harvard Business School. His in-depth understanding of the Saas landscape, especially HR Tech, stems from nearly a decade of researching and working with these tools as a computer programmer, user, and entrepreneur.

Featured in: Entrepreneur Harvard Business School Yahoo HR.com Recruiting Daily Hacking HR Podcast HR ShopTalk Podcast Employer Branding for Talent Acquisition (Udemy Course)

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