Human Interest Expert Review, Pricing, Alternatives - 2021

Listed in our research about the Top 401k Software

Huda Idris, Technical writer, HR software advisor, and marketing strategist Jan 06, 2022
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Human Interest is a scalable platform that works for both small businesses and large operations. It’s also quick to set up and offers transparent pricing.

What's Inside

Human Interest Review

Human Interest is a comprehensive, affordable, and scalable 401(k) provider made for growing businesses. It offers Traditional and Roth 401(k)s, 403(b)s, Safe Harbor plans, and profit-sharing plans. As for investments, Human Interest offers a good selection of mutual funds and target-date funds.

Human Interest Customers

Human Interest Stats

  • 2x the industry average participation rate
  • Integrates with 50+ payrolls
  • Access to 30,000+ investment funds

Human Interest Resources

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Key Human Interest Features

  • Employee onboarding
  • Safe harbor plans
  • Profit sharing
  • Compliance testing
  • 3(16) fiduciary services
  • 3(38) investment manager
  • Investment management
  • IRS documents handling
  • Payroll integration
  • Automated portfolio management
  • Reporting

Human Interest Implementation

Human Interest is cloud-based which makes its implementation relatively easy (there isn’t anything to download or physically install). Simply head to Human Interest’s website and click the “Get Started” button on their landing page. This will take you to a few forms where you can create an account and make your plan purchase.

Human Interest Customer Success

Human Interest has an FAQ page that provides customers with answers to the most common questions about the platform’s usage. For additional help, customers can reach out to Human Interest’s customer support team by email or phone.

Human Interest Key Integrations

You can integrate Human Interest with most payroll systems to process contributions.

What to be aware of

Human Interest Pricing

Human Interest has three pricing plans:

  • Essentials: $120 per month base fee + $4 per eligible employee
  • Complete: $150 per month base fee + $6 per eligible employee
  • Concierge: $150 per month base fee + $8 per eligible employee
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» Save Money: Check out our resource on how to save money when buying HR tools

Human Interest Alternatives

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401k Software - ForUsAllForUsAll

For small and mid-sized companies

401k Software - PaychexPayChex

Integrated payroll and retirement

401k Software - BettermentBetterment

Advice and investing goals

401k Software - Human InterestHuman Interest

Scalable platform

401k Software - GuidelineGuideline

Low fees

401k Software - UbiquityUbiquity

15 minute setup

401k Software - 401GO401GO

Comprehensive and affordable

Human Interest Alternatives

ForUsAll is a great choice for small and medium-sized businesses (SMBs) because it is very quick to set up and quite affordable.
401GO is comprehensive but also extremely affordable; it charges up $9 per participate per month without any base fee, administration fees, filing fee or compliance fee.
Human Interest is a scalable platform that works for both small businesses and large operations. It’s also quick to set up and offers transparent pricing.
Guideline is one of the biggest vendors in this space. It is robust, comprehensive and easy to use. Its low fees are also a bonus.
What sets Betterment apart is that it isn't just a 401(k) platform, it offers holistic advice across all saving and investing goals.
Ubiquity is very quick to set up. Any company can create an account and have it ready for use in as little as 15 minutes.
Paychex is an integrated platform that covers a great deal of HR needs. Having payroll and retirement benefits be managed on a single platform makes things a whole lot easier for businesses, especially small ones.