Human Interest Review 2021: Alternatives, Pricing, Features

Phil Strazzulla, HR Tech Expert
March 19, 2021

We love Human Interest because it is a scalable platform that works for both small businesses and large operations. It’s also quick to set up and offers transparent pricing.

What's Inside

Human Interest Review

Human Interest is a comprehensive, affordable, and scalable 401(k) provider made for growing businesses. It offers Traditional and Roth 401(k)s, 403(b)s, Safe Harbor plans, and profit-sharing plans. As for investments, Human Interest offers a good selection of mutual funds and target-date funds.

Human Interest Customers

Human Interest Stats

  • 2x the industry average participation rate
  • Integrates with 50+ payrolls
  • Access to 30,000+ investment funds

Human Interest Resources

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Key Human Interest Features

  • Employee onboarding
  • Safe harbor plans
  • Profit sharing
  • Compliance testing
  • 3(16) fiduciary services
  • 3(38) investment manager
  • Investment management
  • IRS documents handling
  • Payroll integration
  • Automated portfolio management
  • Reporting

Human Interest Implementation

Human Interest is cloud-based which makes its implementation relatively easy (there isn’t anything to download or physically install). Simply head to Human Interest’s website and click the “Get Started” button on their landing page. This will take you to a few forms where you can create an account and make your plan purchase.

Human Interest Customer Success

Human Interest has an FAQ page that provides customers with answers to the most common questions about the platform’s usage. For additional help, customers can reach out to Human Interest’s customer support team by email or phone.

Human Interest Key Integrations

You can integrate Human Interest with most payroll systems to process contributions.

What to be aware of

Human Interest Pricing

Human Interest has three pricing plans:

  • Essentials: $120 per month base fee + $4 per eligible employee
  • Complete: $150 per month base fee + $6 per eligible employee
  • Concierge: $150 per month base fee + $8 per eligible employee

Human Interest Alternatives

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Guideline

Low fees

Human Interest

Scalable platform

401GO

Comprehensive and affordable

Ubiquity

15 minute setup

Betterment

Advice and investing goals

PayChex

Integrated payroll and retirement

ForUsAll

For small and mid-sized companies