401GO Expert Review, Pricing, Alternatives - 2022

Huda Idris
Technical writer, HR software advisor, and marketing strategist
May 17, 2022
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401GO Versus the competition

401GO is comprehensive but also extremely affordable; it charges up $9 per participate per month without any base fee, administration fees, filing fee or compliance fee.

If you're ready to get a 401GO demo, we suggest getting in touch for a look at the product and quote. Otherwise, read on!


401GO Review

401GO makes 401k administration easy and efficient with its automated and comprehensive platform for businesses of all sizes. Acting as your 3(16) and 3(38) fiduciary, 401GO handles everything from record-keeping, notifications, compliance testing, and day to day administration.

Who shouldn't buy 401GO

401GO Customers

401GO: Comprehensive and affordable

401GO Stats

  • 8 minutes setup time

401GO Key Features

  • Auto-enrollment
  • Safe harbor plans
  • Vesting and eligibility options
  • Match & non-match contribution options
  • New comparability profit sharing
  • Control groups supported
  • Compliance testing
  • 3(16) fiduciary services
  • 3(38) investment manager
  • Payroll integration

401GO Key Integrations

401GO integrates with most payroll providers; this can either be a full integration (360), partial (180), or a file integration.

401GO Pricing

401GO has two pricing plans:

  • Basic: costs $9 per month per participating employee. This plan is designed for companies with fewer than 50 employees or new startup plans.
  • PLUS: costs $5-9 per month per participating employee. This is designed for larger businesses (50+ employees), existing 401k plans, or those with more complex needs.
Motivosity Recognize
Motivosity Recognize
Motivosity Lead
Motivosity Listen
$5 per person per month
$6.50 per person per month
$2 per person per month

401GO Implementation

401GO is cloud-based which makes its implementation relatively easy (there isn't anything to download or physically install). Simply head to 401GO's website and click the "Get Started" button on their landing page. This will take you to a few forms where you can create an account and make your plan purchase.

401GO Customer Success

401GO has an FAQ page that provides customers with answers to the most common questions about the platform's usage. For additional help, customers can reach out to 401GO's customer support team by email.

About 401GO

As a next step you can visit the 401GO website or read about alternatives below

As a next step you can visit the 401GO website or read about alternatives below

401GO Alternatives

ForUsAll is a great choice for small and medium-sized businesses (SMBs) because it is very quick to set up and quite affordable.
Human Interest is a scalable platform that works for both small businesses and large operations. It’s also quick to set up and offers transparent pricing.
Guideline is one of the biggest vendors in this space. It is robust, comprehensive and easy to use. Its low fees are also a bonus.
What sets Betterment apart is that it isn't just a 401(k) platform, it offers holistic advice across all saving and investing goals.
Ubiquity is very quick to set up. Any company can create an account and have it ready for use in as little as 15 minutes.
Paychex is an integrated platform that covers a great deal of HR needs. Having payroll and retirement benefits be managed on a single platform makes things a whole lot easier for businesses, especially small ones.
Listed in our research about the Top 401k Software
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