PayActiv Review 2021: Alternatives, Pricing, Features

Phil Strazzulla, HR Tech Expert
April 12, 2021

PayActiv is trusted by over 200,000 retail workers.

What's Inside

PayActiv Review

PayActiv allows employees to break free of payday loans by allowing them to access a portion of their earned wages in between paychecks. In addition, the company provides tools and education designed to help individuals meet their personal finance goals.

PayActiv Customers

Walmart, Wendy's, Chuck E. Cheese

PayActiv Stats

  • 36% reduced turnover
  • 100% increase in engagement
  • Used by 200,000+ retail workers, over 2,000 restaurant chains, and 200+ senior care centers

PayActiv Resources

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Key PayActiv Features

  • On-demand Earned Wage Access
  • Intelligent budgeting and saving
  • Pre-paid gift cards
  • Bill pay
  • Counseling
  • Employer portal

PayActiv Implementation

PayActiv Customer Success

PayActiv Key Integrations

PayActiv offers an API to integrate with your company's tech stack, or embed PayActiv in another app.

What to be aware of

Depending on their employer's program, employees may have to pay a fee when accessing earned wages before payday.

PayActiv Pricing

PayActiv Alternatives


Highly customizable


Holistic approach to financial wellness


Coaching and educational materials


Financial wellness suite


Easy employee wage payment solution


Tools and education, plus EWA


Customizable student loan benefits


Financial wellness educator

Education assistance benefits