Introduction

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Your Money Line empowers employees to achieve financial stability through a host of educational resources, user-friendly money management tools, and personalized coaching that’s unbiased and empathetic; they don’t promote or sell any financial products and strive to maintain consistent coaches to build trust and deliver seamless service.
Ratings
Ease of Use
Best For
Key Differentiator
Price
Free Trial
PROS
- Your Money Line has a team of certified coaches that guide employees on financial management and getting out of debt. Once an employee is assigned a coach, the same coach will remain with them so they don’t have to repeat previously shared info or context to different coaches.
- The employer covers all costs to use the platform; there are no fees imposed on employees.
- Employees can instantly access Your Money Line’s coaches via live chat, phone, or email. For complicated questions, Your Money Line’s team is still committed to providing an answer in under 24 hours.
CONS
- There isn’t a mobile app yet, but the web app is fully optimized for mobile use.
- Like with many financial wellness platforms, some employees may be hesitant to share financial information with others which means a lower adoption rate across the organization.
- There isn’t a free trial at this time.

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Your Money Line offers a comprehensive financial wellness platform designed to help individuals achieve long-term financial stability and reduce stress related to personal finances. At its core, the platform revolves around personalized coaching, educational resources, and intuitive financial management tools.
One of the standout features of Your Money Line is its team of certified financial coaches, referred to as Financial Guides. These experts provide unbiased, confidential guidance tailored to each individual's unique circumstances and goals. Whether someone is just starting their financial journey, facing specific challenges, or looking to build generational wealth, the coaches are equipped to offer empathetic support and actionable recommendations.
Your Money Line's coaching services are highly accessible, with unlimited access for users and convenient scheduling options, including phone, email, text, live chat, or virtual appointments. This flexibility ensures that individuals can seek guidance on their own terms, fostering trust and establishing long-term relationships with their dedicated coaches.
Complementing the coaching aspect, Your Money Line's platform offers a wealth of educational resources, including articles, videos, and comprehensive courses covering a wide range of financial topics. From budgeting and debt management to homeownership and retirement planning, these resources are designed to empower individuals with the knowledge they need to make informed financial decisions.
The platform's account aggregation feature further enhances the user experience by providing a consolidated view of an individual's financial accounts, including bank accounts, investments, and outstanding debts. This transparency enables users to monitor their spending, track their net worth, and receive personalized insights driven by artificial intelligence (AI) to identify potential issues or opportunities for improvement.
One particularly noteworthy aspect of YourMoneyLine is its expertise in guiding individuals through the complex process of Public Service Loan Forgiveness (PSLF). With a dedicated team of specialists, the platform helps eligible borrowers navigate the intricacies of the program, increasing their chances of successfully obtaining loan forgiveness, which can result in substantial financial relief.
While Your Money Line's offerings are comprehensive, one potential barrier to adoption could be a lack of understanding about the value of financial coaching. However, the platform actively addresses this by emphasizing the confidential and unbiased nature of its services, focusing on guiding individuals through everyday financial challenges rather than solely catering to those with significant wealth.
Overall, Your Money Line stands out as a holistic financial wellness platform, combining personalized coaching, educational resources, and user-friendly financial management tools. With its emphasis on empathy, accessibility, and a commitment to empowering individuals to achieve financial stability, Your Money Line offers a compelling solution for organizations seeking to enhance their employee benefits and support their workforce's financial well-being.

We introduced Your Money Line as a new perk for U.S. employees during open enrollment. We then hosted a lunch-and-learn with the team, which resulted in decent enrollment following the session. We track registration and active cases in our HR dashboard metrics.
From an admin perspective, I haven't used it much beyond implementation, aside from occasionally reviewing the dashboard. The tool is introduced during open enrollment and included in the benefits guide for new hires.
The simplicity of Your Money Line from the user perspective makes it easy to search for needed information. The admin dashboard is helpful for tracking enrollment over time. The resources and courses included appear to be useful tools.
Your Money Line was not something we were actively researching, but our broker suggested it as a value-add for our employees at no cost to them. We were looking to add additional perks for employees, and some expressed interest when we surveyed them about financial resources. We have used it for a year.
It provides employees with access to financial counselors who assist with planning for life events, budgeting, saving, and more. It also offers tools for credit monitoring and budgeting.
The admin dashboard is limited in terms of the data it provides. There are not enough touchpoints to encourage consistent employee engagement. It also includes credit insights on employees, which do not seem necessary.
I don't have another comparison. At the time, we did not evaluate other tools. Your Money Line was offered as an add-on through our broker.
Consider whether this is a tool employees are requesting. Think about the demographics of your workforce. Consider how much time you can dedicate to promoting the resource. The tool and financial counselors offer valuable information, but what kind of ROI can you expect if employees don't engage with it?
Your Money Line appears to regularly add new courses and content.
Your Money Line may be helpful for employees in certain life stages, such as those paying off student loans. It's also reasonably low-cost, making it a potentially useful perk.
Smaller companies might be better served by investing in more essential benefit offerings.
Over 250 organizations use YourMoneyLine’s solutions including The University of Chicago, OneAmerica, and Hyland.
The pricing for Your Money Line’s solutions ranges from $3 to $6 per user per month, depending on the packages, deal terms, etc you agree on. To get an estimate based on your business size and needs, we recommend booking a demo with Your Money Line’s Sales team.
Companies of all sizes use Your Money Line to provide financial guidance to employees, though it’s worth noting that the platform is most impactful for businesses with 500-2000 employees.